Apartments for Cheap

Questions and Answers

Your Questions About Affordable Apartments For Rent In Nyc

September 19, 2012

Lisa asks…

I make over 60K in nyc.. and I can’t afford even a studio apartment?

I live in NYC. I make $63,000 per year and I can’t afford a studio apartment (!). I have been with roomies for 10 years and i can’t handle it anymore. I’ve even been looking in brooklyn but that is getting like manhattan. Can i get on any middle-income rent lists? What can I do to find an affordable place here? thanks.

Administrator answers:

I make less money than you and I have my own one bedroom in Bay Ridge, Brooklyn. Where on earth are you looking?

Take a look at your monthly expenses and make some serious cuts, dude. If I made as much as you did I’d be living quite well, thank you!

George asks…

Which is my primary residence legally?

if i have an apartment that I rent in NYC that I occupy 5 days a week and a house with a mortgage in the Philadelphia Burbs that I occupy 2 days a week what legally is considered my primary residence? I am trying to qualify for the Home Affordable Modification program.

Administrator answers:

In my opinion they are both your primary residence. I have an apartment in St. Louis and a home 3 hours away. I spend more time at the apartment but my wife and kids live in my home. My job (Railroad) requires that I am on call 24/7 so I only make it home a couple days a week. Claim what suits your purposes you can justify both.

Joseph asks…

NEW YORKERS, HELP!!! Apartment Hunting in NYC…?

I’ve been living in NYC for almost three years, the first two I lived with my best friend and for the past 6 have been living with my boyfriend.. Previous to NYC I’ve always lived by myself and I am STARVING to have my own space again!!! I love my boyfriend, and we get a long great, but I NEED my own place to go home to and be alone whenever I choose.. BUT, as new yorkers know, RENT IS CRAZY.. especially when you are not making that much money.. I am working an office job with a pretty minimal hourly pay
and am working tons of hours to save up.. Does anyone know any
know of rent stabilized programs or buildings or where to go to apply for income based affordable housing here in NY?? I wouldn’t mind Queens or maybe even Brooklyn, but I would like a decent apartment in a fairly decent neighborhood.. ANY suggestions?? Maybe you know a better place to look for better pay?? ANY HELP IS WELCOME.. Thanks.

Administrator answers:

Your best bet is to try the lottery (the housing lottery, not the gambling lottery).

You get an application, and all the eligible applicants are entered into a lottery and the “winners” are given first dibs on the affordable housing units that are part of any new development. If it’s just you, apply for a studio or 1 bedroom. You will never in a million years (ok, it’s not a million years. It’s more like 20 to 25 year wait) get something larger for a single person in one of these draws.

This site lists current affordable housing. Right now it’s just for Brooklyn and the Bronx. The lotteries are for future housing.

Http://www.nyc.gov/html/housinginfo/html/apartments/apt_rental_opportunities.shtml

You can also try checking into some Mitchell-Lama housing.

Donald asks…

I need to know what I don’t know about finding a good apartment in NYC:?

Hi.

This is a double post, not because I’m compulsive or annoying, but because I really thought this needed to be in two categories.

Here’s the thing. I’ve spent literally hours with the Times and The Daily News real estate sections online. I have run every scenario imaginable in both rentals and sales and the results are abysmally depressing…and I’m not just talking about the city. When I moved the search into Jersey and CT, things improved, but not enough to justify the commute. It seems like the right combination of decent neighborhood, convenience, large enough apartment/house/whatever (I have a family), well-kept, and BROADLY AFFORDABLE (I hope you know what I mean by this) just seems not to exist.

I am beginning to get the distinct impression that as I’ve moved into middle age, I’m behind the curve somehow, and there is a new way this is done that I am just not in the know about. Craigslist is not a good answer as it’s full of more scams than real apartments and it’s almost impossible without clicking on every listing to separate actual unfurnished rentals from shares. Nofeerentalbyowner.com is a very good site but they have no pictures so there is no way to judge if the units are really worth the good prices at which they rent them. I’ve heard a few people, most on sitcoms and such making the claim questionable, claim that the obits are a good place to look, but I’ve never seen one actually list the address of the deceased (can you imagine?:

Mr. Peters leaves behind a wife, four children, and a 3-bedroom, 2-bathroom, pre-war second story walk-up in Park Slope which rents for approximately $1450 per month. For information please go to (&)* 7th Avenue and ask for Vito).

Someone tell me something really innovative, a very well-kept secret, that others know and I don’t. This cannot really be the market.

Thanks.
Hi Minnie:

Thanks. I agree with you. I think there’s something really ugly about looking through obits for an apartment, though it is very telling of the problems in the market in this city that people feel like they have to do that.

To use a realtor, I’d need someone who doesn’t charge a fee and can find listings any place in New York City pretty much. If you know anyone like that, let me know.

Thanks again.

Administrator answers:

The problems you are having is the reason I enlisted the help of a Real estate rental agent.
You can pay for a “wanted to rent” ad,
you can ask all your friends, relatives, co workers, church friends, minister etc to keep an eye out for vacant apartments.
I actually once found the greatest apartment ever, through a family member who heard of a vacancy in her building.
But I confess the real estate agent who specialized in rentals, earned her money by making it the greatest, most pleasurable renting experience for me. She knew the neighborhoods, price ranges, understood my needs and I had a place in a very short time.
As far as affordable, that is the drawback of living in NYC.
(and boo! Hiss! To vultures who bother people who have lost a loved one. Obits are a no-no!)

I wish you well !

Jenny asks…

Moving to NYC without a job?

I’ll have $3,000 for the apartment and enough money to cover an additional month’s rent.

I need to move from where I am at now by the end of December but I would rather much so have a job lined up for me when I get to NYC even if it’s an hourly job.

I live in MA now. When I move I will have a 2 year degree in Liberal Arts (transfer degree) and my intended plan of study is nursing/public health. I’ll be going to Hunter college for the Fall 2012 semester.

My question is when should I start looking for a job in NYC? I need to have the job by mid December early January.

I am not moving to a prestigious part of NYC, I am moving to Brooklyn near Flatbush and I may even consider Queens since the apartments seem more affordable.

Administrator answers:

You won’t be able to get an apartment without a job, even if you have enough money for a couple of months rent. But look on craigslist for a sublet roommate situation. That means someone is temporarily renting their room in a shared apartment.

The best time to look for a job depends on what it is you do. I’ll warn you that many companies don’t get much hiring done around the holidays though.

Mary asks…

What Connecticut city would be the best place for a high school student to live in?

I’m graduating from high school in June. I live in Maine right now. I want to move to Connecticut. I want to persue modeling in NYC and Connecticut seems like a nice beautiful state with cities and between 2 of the biggest cities on the east coast [NYC & Boston] and I won’t live to far from family and friends.

I like these cities
Bridgeport
New Haven
Hartford
Waterbury
Danbury
New London
Norwich

Which city is safest?
Which city has the most for a young adult to do for fun?
Which city is the most affordable to rent an apartment?
Which city do you like best?
Which is the most friendliest?
Which has the msot night life and shopping?
Any random facts or personal experiences about the cities?

My 30 yr old cousin monica will be moving with me so i won’t be alone incase you were wondering or whatever.

Thanks for all your help and answers! ^.^

Administrator answers:

I don’t recommend Hartford. It’s just 2 bad neighborhoods with a commercial area in between. Bridgeport is also very dangerous. Out of the ones you mentioned, I like Norwich the best. CT doesn’t have a lot of night life for young people though. Fairfield is a good town. It’s next to Bridgeport and you can take Metro-North into NYC.

I grew up in CT.

William asks…

What Connecticut city would be the best place for a high school graduate to live in?

I’m graduating from high school in June. I live in Maine right now. I want to move to Connecticut. I want to persue modeling in NYC and Connecticut seems like a nice beautiful state with cities and between 2 of the biggest cities on the east coast [NYC & Boston] and I won’t live to far from family and friends.

I like these cities
Bridgeport
New Haven
Hartford
Waterbury
Danbury
New London
Norwich

Which city is safest?
Which city has the most for a young adult to do for fun?
Which city is the most affordable to rent an apartment?
Which city do you like best?
Any random facts or personal experiences about the cities?

Thanks for all your help and answers! ^.^
Oh and incase your wondering my 30 year old cousin Monica is moving down with me so no I won’t be living alone. [just incase you guys wanted to know rather I was living alone or with someone]
I forgot some questions.

What city is friendliest?
What city has the most for night life and shopping?

Administrator answers:

Definitely not bridgeport or hartford – theres way too much crime.

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