Apartments for Cheap

Questions and Answers

Your Questions About Cheap Apartments No Credit Check

August 9, 2013

Donald asks…

How much is the cheapest apartment in Beverly Hills?

Administrator answers:

These days, there is no such thing as a ‘cheap’ apartment in the late, great state of California. Last I looked, and that’s nearly a decade ago, a studio apt, unfurnished, pay your own utilities, ran around $1000 to $1500 per month w/first, last and half as much for security deposit. If you have a pet, expect to put down another half for pet deposit. As for Beverly Hills, where all the rich movie people are, good luck even getting past the security check. That neighborhood is real picky. They do a background check and credit check. If you aren’t fithly rich, better to look elsewhere. Good luck!
But, if you still want to search that area, check out this site. It’s about the best apartment finder in the West LA area.

Http://www.apartments.com/California/GreaterLosAngeles/WestLosAngelesCounty

The least expensive they list is this:

Luxurious Beverly Hills Apartments
Elm Drive & Vicinity
This advertiser may require a fee to view their property listings.
We currently have many units from $1325 to $2100/mo

Nancy asks…

I hate living at home and want to move out when i graduate from high school, need help!?

i live in ohio and Right now my job pays 8.10 and hr and hoping to get another job, im not really sure what im supposed to do to legally seperate myself from my mom so she cant claim me as a dependent, i know i have to get my own health insurance but not really sure about what else, im planning on getting an apartment and hopefully finding roomies and i just want to seperate myself from my parents and move on

Administrator answers:

So when you graduate, you will be 18, right? There is not anything you need to do to legally separate. You are an adult in the eyes of the government then. You can live on your own. You don’t need your parents to sign things for you at all, unless you want to use them to cosign on loans or financing. And that is only an option. You don’t have to do that either. The biggest problem with asserting independence is getting credit. So when you move out, put bills in your name (utilities, renter’s insurance, etc) and consider getting a small credit card. Not to abuse, but to use responsibly to build up a credit history. Then when you need a loan for whatever (school, car, house….), you can do so solely on your own merit. And get a checking and savings account with a bank, so you can cash and deposit your own paychecks without penalty and start saving for a rainy day.

So here is the thing with taxes. If you move out and live on your own, it doesn’t matter to you what she claims on her taxes. You do your own truthfully, and tell her that you are claiming yourself, as you have been supporting yourself completely. If she then ILLEGALLY claims you on her taxes, it is her problem when/if the auditing tax man cometh.

As far as health insurance goes, the best option is usually through an employer if you get a full-time job. Otherwise, you can buy your own. At your age, if you are healthy, you should be able to do so quite affordably. You probably don’t go to the doctor much on a regular basis, so you should be able to find a plan without much trouble. But just because you aren’t a “dependent” of your parents does not necessarily mean they can’t claim you on their insurance. The rule on claiming children is sometimes based on age alone. So find out what the rules of their carrier are and if your parents are willing keep you on. If you want to be completely independent, consider paying them the extra premium that they pay to have you covered.

What else? Transportation. Ohio is kinda vague. Do you have local public transportation where you are planning to live? Or will you have to get a car or scooter to get around? If so, consider the costs of payments, insurance, fuel and maintenance. Or think about getting a bicycle, if you can live near where you work.

If you get roommates, and aren’t overly picky on where you live, you can generally get a room someplace for pretty cheap. But don’t forget renter’s insurance, electricity, water, TV, phone and internet bills. And food! Don’t forget about food!

Just try to think out all of your expenses and add them up. Then make sure that your income from your job(s) can cover you. What is your hourly wage, and how many hours a week can you count on for sure? It would not be pretty if you made a messy break from your parents only for you to have to ask them for money later.

Plenty of young people live on their own successfully. You just need to carefully think out your options and plan well. It is often a trial and error experience for people when they first step out on their own. You are bound to make some mistakes, but we all have!

Joseph asks…

I found this apartment for $390, but they require income at least 3 times the rent?

I’m on disability benefits from social security because I’m mentally disabled and can’t work. This apartment is the cheapest one I could find in all california and now the application criteria says “All applicants must receive a combined income of 3 times the monthly rent. Is there any way that the manager could let me in because I can’t find anywhere else to live and if I move to another state they’ll cut my benefits down. My parents can’t support me for all their life. My income is $876 but there are no taxes deducted.

Administrator answers:

Yes, write a letter about your circumstances when you submit the application and offer to put down a double deposit. Submit documents about your disability payments, offer that they can automatically deduct the rent from your checking account if that will make a difference.

Three times the rent is a rough guide for leasing, but California has a whole different set of standards because the cost of living and apartments is so ridiculous. I managed a building in the Bay Area for several years, I had the leeway to make exceptions for people who seemed like good candidiates but had some glitch. You should have very good credit and good former landlord references if you expect any bending of the rules.

Good luck!

Ken asks…

Where can I find a cheap apt in Southern CA?

I have bad credit, and know i can find an apartment, but because of my credit, it is a huge set back. i dont have any evictions, or bankruptsies…can anyone direct me to a fair site?
I mean, i can afford like $800-$900 for rent, which i know i can find in the valley, it’s just a matter of finding something where my credit is not gonna be frowned upon….

Administrator answers:

It depends on where in So. Cal. You’re looking. If you head out towards the desert, it gets cheaper. Check out the Inland Empire and the High Desert. I’m spending under $1000 for a nice two-bedroom.

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