Apartments for Cheap

Questions and Answers

Your Questions About Cheap Apartments No Credit Check

February 5, 2013

Mark asks…

myself and my fiance are looking for an apartment while we go to kennesaw state. any help?

we need a good apartment for the cheapest price. we just need the cheapest and best quality. we only need 1 bed and one bath. preferably furnished. serious answers only.

Administrator answers:

Check the local paper. Most have online ads. Most apartments are first come first served. And plenty of landlords request a credit report. Have a copy of your credit score handy. You can check your credit report at www.freecreditreport.com.

Donna asks…

Tenant screening for a mobile home or house?

I was evicted from my apartment and right now I’m paying off the eviction fees ASAP. The ladies from the apartment said if I pay it off quickly it won’t show up on my credit. I know other apartment places do credit checks and tenant screenings, but I want to go a slightly cheaper route and get a mobile home. I know every place does a credit check, but do other places also do tenant screening? I mean, some places have to get over the fact that someone has had an eviction before because where else are those who are evicted going to live?
Also, I want to mention that this eviction did not go to court, so I’m wondering if that has anything to do with the eviction not being on my credit or if it’s all the same.
Well, Sh!t happens and people have their reasons to leave. We already tried to break the lease, but couldn’t soon enough. Those apartment ladies like us because we were good tenants, paid rent on time and everything else. We just had to go. No need to be rude.

Administrator answers:

It will not be on your report if you did not go to court and she does not go to a collection agency.

I am not going to “get over” an eviction. You all can live in the gutter. Only an idiot rents to someone who was evicted.

Carol asks…

Which Boston neighborhood is the best for us?

My boyfriend and I will likely make a combined 60k a year when we start out in Boston. We have family there, but we’re not interested in living at home. We’re planning on getting a one-bedroom or (worse case scenario) a huge studio with separate kitchen. If you had this sort of income (and no major credit debt, smallish student loans), which Boston neighborhood would you move to? We have a car, but will probably ditch it for public transportation.

Administrator answers:

Well it depends on if you want to live directly in the city or not. If you wanted to live IN the city, I would check out neighborhoods like Southie (South Boston) or Charlestown, and maybe even Dorchester, as they will tend to have the “best bang for your buck” under that salary. If you lived downtown, it would be much more difficult to find a place that’s not tiny for the amount of money you would be able to spend. Personally I think both Southie and Charlestown have alot of charm and are great locations to live.

The cheaper option is to move outside of the “vicinity” of the city to towns like Newton, Quincy, Dedham, Cambridge (although Cambridge is getting more and more expensive these days) etc. The rent will be significantly cheaper, but you will have to take the commuter rail into the city which is more expensive every month. These are all things to think about as the cost of traveling into the city can be very expensive as well.

With all of that in mind; check out this website, I think it has the most resources:
http://www.forrent.com/search-apartments-by-area/MA/New-England|Greater-Boston/Metro-Boston.php

John asks…

What apartments doesnt do credit checks in va and north carolina?

Administrator answers:

Look in the slums. Check out any for rent signs in the neighborhoods that also have cheap motels that rent by the week. Those are your best bet.

A poor credit score is the result of your failure to pay after making contracts to pay.
So.. Why would a landlord with a decent place want to sign a contract to rent to someone who has proven they do not honor contracts?

Chris asks…

How can i budget my salary to mostly save and live comfortably with $40,000 a year?

I am 22 single male living and working at a hospital in the Hartford, Ct area. I am a surgical Technologist. I have no debit. I pay 900/month for a one bedroom apartment. Help me budget please!!
* I meant debt*

Thanks i received great answers!!!

Administrator answers:

You say you have no debit, did you mean debt? If so, that’s pretty good.

For starters, if your job offers a 401k with a company match I would participate in it, just to get the match. It’s best to start building your 401k while you’re still young. And since stocks are so cheap (due to the economy), you’ll be buying more shares.

Now, I would recommend that you try to save up at leat 3 months worth of living expenses as an emergency fund. After you do that, try to have $30 bucks a week automatically withdrawn from your check and into a credit union savings accounts or some account that’s not as easily accessible. Trust me, it will add up quick, and you won’t miss it.

You can also cut back on your lunch, try to bring your lunch at least 3 times a week or everyday if you can. You’ll save a lot.

**You should try to snatch up some property while the buying market is cheap.

Steven asks…

Where can i find help financing a new/used washer & dryer?

I am a single mother of 2 children under the age of 5. I just recently moved from an apartment to a house and i desperatly need a washer & dryer. I could also used some other necessary household items, but the most needed right now is a washer & dryer. I have a job, so I can make payments. I am having a really hard time getting a loan from anyone because of old mistakes that happened over 5 years ago; bad credit reports. If anyone knows of any company who is willing to take a chance on people like me, appliance stores or financial institutions, please let me know, it is GREATLY appreciated. I live in the central valley of California. Thank you!

Administrator answers:

Rather than worring about intrest check out the trade papers their a great resorce for finding cheap used appliances

William asks…

How do I go about getting a loan?

I’m 18 and I want to move out I make about 1K every 2 weeks and the apartment I want is about $890 a month and I wanted to get a loan for maybe 4 or 5k to get me started and it gives me time to save while I’m in my new place.

I don’t have any credit history except a checking account credit card from a local bank…so what should I do here?

Administrator answers:

If you are new to the world of loans, then all the jargon and terminology can seem very confusing. There are so many different terms to understand, and unless you know some of them you will not find the best loan deal to suit your needs. If you want to know more, then here is a guide to some of the basic loan terms you might need to know.

Http://www.worldbestloans.com/

The lower the APR, then the cheaper the loan interest will be. Credit scoring is a method that lenders use to determine your eligibility for a loan. They ask a series of questions about your earnings and financial situation. Each answer you give is scored, and the better your score then the more likely you are to be accepted for a loan.

Paul asks…

Were do I go to get electricity turned on in my apartment?

I just got my 1st apartment and the water, trash and sewer are paid for. Were do I go to get electricity and who can I talk to? Also, does anyone have any good ideas for cheap cable and internet? Thank you (:
San Diego, CA

Administrator answers:

For electricity call your local electric company and get it set up. If you don’t have a good credit history they may require a deposit, if you’ve had power before and have good credit they usually just turn it on.

For cable and internet, call the providers in your area and ask for their best promotional offer available now. And then pick. Sometimes you have to use the cable/internet provider wired into your apartment complex so check with your management first.

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