Apartments for Cheap

Questions and Answers

Your Questions About Cheap Apartments No Credit Check

February 6, 2013

Sharon asks…

Where is the cheapest place to live?

I am going to be moving in a few year’s and I was wanting a place that is cheap and easy to get job, apartments without credit check’s and be able to use a debit card. Yes the city or town can be in or outside of the US . I would like the temperature’s be in the range from 65 F to 70 F all year long. Sorry if wrong category.
I am going to let this go to a vote and see what yahoo posters say is the cheapest place to live.

Administrator answers:

The following places are cheap, and depending whether you choose north or south of the country will decide the temperature.

Thailand, Malaysia. Burma, Cambodia, India , China, Vietnam,
Bolivia, Ecuador.

However the likelihood of getting a job depends on your qualifications and experience. Working for yourself is the easiest.

Carol asks…

Questions about moving out to go to a university?

Ok so im 19, about to start my second semester of my second year of college to get my associates and be done with this college! my credits will transfer on to my university (i checked) so that i may get some of the classes for the bachelors done.

I have been going to a community college nearby so have been able to stay at home, but am moving this summer to a city a couple hours away.

when should i start looking for an apartment? when should i reserve one? how much does that cost?

i already started searching and have found the cheap, the expensive, the good and the bad and am simply bookmarking and all but I still have 5 months to go so when should I deposit and can they reserve it? i am leaving with my boyfriend but we dont want to live together, just in the same apartment complex. also, i have a male cat who i am neutering soon so will that be a big problem? i saw some deposit fees for that up in like 300 or 400 dollars.

when do i start applying for jobs? what if i get accepted at a job but have no home there by the time i say i can start working? but what if i have a home before the job?

is it better to have an expensive apartment near the school or inexpensive apartment a little far away (anywhere between 5-20 minutes)?

also, do i have to get a 12 month lease? i see a lot of those but dont want to compromise because im not sure when were getting married (he already has the date but wont tell me!) so i dont want to have to pay a large fee if i cancel? is it more expensive to pay by the month only or to get a lease?

im sorry for so many questions any help is truly appreciated. i more or less know whats happening but im just excited and my thoughts are all jumbled up!

thanks in advance to anyone who can help :D
also any help with how to get scholarships and all that would be appreciated. i never have been able to get my hands on one so far so any tips would be lovely!

oh and also i do not want to share my apartment with anyone so i am opting for cheaper places to live so any search websites that help with that would be awesome! i have been using rent.com, forrent.com, and random ones i found with google

also sorry for no capitilazations and grammar checking ive been on my laptop for hours with all this stuff and my fingers are getting lazy haha

once again thanks!

Administrator answers:

You should start looking at apartments as soon as possible. Some apartment complexes won’t have an available unit for months, so it’s best to start looking now. It’s better to have an inexpensive apartment because you’ll save money and your commute won’t be that long. The lease depends on the apartment complex. Some allow month to month leases, 3 month leases, 6 month leases, and so on. Think about how long you plan on staying at that location. Would it be more convenient for you to get a 12 month lease or a shorter lease? Try Craigslist for apartment searches. You’ll often find good deals on there.

Make sure that someone will support you in the process financially, or have money saved up. You’ll need to pay a deposit, in addition to a pet deposit if they allow pets.

Start applying for jobs 3 months before your move. It’ll take some time for employers to call back, especially in this economy.

Google is your best friend when it comes to scholarships. There are tons out there. There are scholarships for females, African Americans, twins, Californians, etc. You just have to look around.

Good luck to you!

Maria asks…

Where should a dancer live in LA California?

im currently in high school. im saving up. I’m a hip hop dancer. i take ballet, jazz, and hip hop. i want to know what areas are close to studios, auditions and just pretty places and fun things to do in free time, also cheap houses or rent. thanks!

Administrator answers:

Many unestablished young dancers who are new to LA live in North Hollywood where the rents are slightly more reasonable and to be in closer proximity to the top professional dance industry studios for training. Millennium, Debbie Reynolds and the Basement are in NoHo, and The Edge and the International Dance Academy are in Hollywood. Millennium is one of the best hip hop studios in the world with numerous professional dancers and choreographers as regular master class participants and instructors. This studio has been a launching pad for many dancers who’ve gone on tour with musicians like Lady Gaga, Beyonce and Justin Timberlake, and where a lot of actor-dancers like Heather Morris (Glee) still dance. They give discounts for members of SAG / AFTRA, but a lot of their dancers aren’t professional yet. Many of their classes are open to the public.

Debbie Reynolds is also very renowned for its hip hop, and it’s had a strong reputation for decades. Their Hip Hop Intensive in the summer is amazing. The Edge has some of the top choreographers as well, and a lot of professional dancers. The Basement and the International Dance Academy have become increasingly popular in recent years.

If you can afford to do so, I would try to come out during the summer and go to one of the intensives where you are likely to meet and hopefully befriend other young dancers. You might be able to find someone else is moving around the same time and make plans to live together. It’s going to be very challenging for you to get an apartment right out of high school because you won’t have any credit history yet and you won’t have a steady income. You’ll probably need a parent or someone else who is a solid adult to co-sign for you.

What people have stated about the auditions being all over LA is actually false. You might drive to various points of LA for some, but most are actually in NoHo, Burbank, and Hollywood. Check out Backstage where a lot of audition info is posted.

You’re going to need to brace yourself for a lot of challenges. Some girls skyrocket their dance careers, and others have a hard time launching. You face a lot of competition, a lot of rejection, and a lot of expenses. If you’re exceptionally talented, extremely hardworking, and very lucky you might get into SAG-AFTRA where you’ll get much higher pay as a professional dancer. I got my SAG card as a kid just through being spotted by the right person at the time time, and my little sister had a similar start. Make sure you also research and understand the cons of joining a union. If this is something you’re passionate about doing, then give it a shot, but make sure you have a Plan B prepared to fall back on. No, most dancers don’t become strippers like someone else said, but many do back their bags and go home.

GOOD LUCK!
~ skylark

Laura asks…

Will I get approve/ do I have a good credit score?

I am 21 and got a credit card about 6-7 months ago and I’ve never had any late payments. I usually pay 3x the minimum payment amount every week or every other week. I got approved for my apartment 2 months ago and now I am planning to trade in my fully paid card for a new mustang and was wondering what are the chances i will get approved

Administrator answers:

Speaking from experience….buy a used car and pay cash! I have my first car loan nearly paid off (in 7 payments it will be) and I swear that is the one check every month I completely despise writing! I swear, an auto loan is the most pointless route of credit to take…you can buy a cheap used car these days for next to nothing, and save the money you would spend on a payment every month and in a year put it towards a new used car…I will never have another car payment after this car is paid for! People have to realize you dont need the best of the best to live day to day…Good Luck!

Sandra asks…

Would it be wiser to start off in a community college OR a university/college?

I spent hours speaking to my boyfriend’s mother the other day and she seemed convinced that starting off at a community college is easier, cheaper, and better for her children. I know for a fact that it is cheaper but would it really be better? Could you receive the exact same education?

Please show real facts instead of presenting your argument with mere opinions.

Thank you so much :)

Administrator answers:

Right, so I am going to try to present some facts from our area, but the fact remains you should check your specific colleges/ universities to make sure this actually holds true. I couldn’t attend the community college because I had too much credit; I wouldn’t be able to earn any, so I transferred straight into a 4-year university.

Community colleges generally have cheaper tuition; in our town there is a 50 dollar difference per credit hour (600 dollars per semester difference for 12 hrs.) between the community college and the university. Because community colleges are also closer to home, you save money by not having to pay apartment/ res. Hall fees and instead commuting from home (I am not going to lie, some people WANT distance because they don’t want to stay home).
Nonetheless, community colleges usually only give two year degrees, or up to 60 hours worth of credit. They are a good idea if you don’t really know what you want to do or if you don’t have much college credit. They do make the transition from high school to university somewhat easier because you have the background to immediately begin taking junior level courses; colleges are often also smaller, so if you are from a small school, it can help you get used to larger classes.

Universities are generally more expensive and larger in size. They may have more resources to prepare you for a career because of their large size. They also offer larger scholarships (for public universities) than colleges because they get more funding. This would help offset the increased cost. They should have more activities and ways for you to explore your college career, especially if you are interested in graduate school. Universities also look better on a resume or transcript for a job or for grad/professional school because it is perceived to be harder to get into. The classes ARE generally harder (I’m making a judgement call on the classes I’ve had experience with; this may not be true where you live). Talk to kids on both campuses you are thinking of attending to verify this.The kids you meet during your first two years may also follow you to your higher level courses, but you will have just as many kids who aren’t serious as you would in a smaller school. Another advantage for some people is getting out of the home; trust me, it will also force you to become more sociable because you are away from your usual crowd.

All in all, it boils down to your own feelings. Visit the college/ university you are thinking about attending and get a feel for the atmosphere. I immediately felt a connection at the university I am now attending that I didn’t get at the community college or other universities I had toured. Give it a try and some thought; if all else fails, apply to both and see what happens.

Joseph asks…

How difficult is being a landlord?

Aside from late payments and renters putting wear and tear on the house, how difficult is it? Is it more common to put in their year’s lease and move, or do people tend to stay for extended periods of time? If vacant, how long does it take find a tenant?
I know my each one of my questions will vary, just looking for ball park answers.

Administrator answers:

Dear lord. I work for a property management company, and I will tell you that it’s far more difficult than you think. Not because of wear/tear repairs, but because you have to market your vacant units which gets expensive. Then you have crazy residents who will make your life a living hell. If you make the residents happy, they are likely to stay longer which is cheaper for you in the long run because you won’t have to pay to market your vacants. Finding a tenant depends on how good your market your property, as well as what type of property you have and where it’s located.

Then, you have to worry about application fees to run credit and background checks.

Typically, residents sign a year lease. If you make them happy and treat it like their home, they are likely to renew their lease.

My advice for you, is to drop by a few apartment communities in your area to speak with the managers directly. Or take a couple of weekends and actually “shadow” a leasing agent/manager so you know what you are getting yourself in to.

(p.s….don’t forget about the Fair Housing laws and other rules you have to abide by.)

Donna asks…

How do i consolidate or what should i do?

We are living paycheck to paycheck like alot of people and lately that isnt enough and we have had a lot of bounced checks. I recently had to borrow 500 from my grand mother because we went into the red with our checking account. Bills keep getting more charges and fees and i end up owing more and more. I have heard about consolidation loans which i cant get cause i have super bad credit. I have no idea what to do…HELP. who should i go threw? how do i get started?

Administrator answers:

Getting a consolidation loan is the equivalent of taking aspirin for a headache when the real cause is brain cancer. It might make the pain go away for a little while, but when the pain comes back it will be worse and then it may be too late to treat the root cause of the problem.

The root cause of your problem is that you spend more than you make. The answer isn’t an loan that temporarily eliminates the pain, the answer is to change your lifestyle so that you make more than you spend. There are only 2 sides to the equation, Income, and outgo.

On the outgo side the answers are obvious. Cut every expense that won’t kill you. Cancel the cable, eat cheap food, buy cheap clothes, drive cheap cars, move to a cheap apartment, etc etc.

On the income side you need to address both the short term and long term problem. That means in the short term take an extra job, sell stuff, look for side work like mowing lawns or whatever. The long term fix is to think about a career path that results in better pay and develop a game plan to get there, whether its schooling, an internship, or just networking to the right people. Plan now for where you want to be 5 and 10 years from now.

Once you address the income/outgo problem and change your habits so that you actually have some spare money, then you can address your overdue bills. A consolidation loan at that point might help but ONLY IF you have truly changed your habits (like the cancer patient who takes pain killers AFTER the tumor has been removed to help with the recovery). I typically suggest you just work the bills yourself at that point. First get current on everything then attack the smallest debt first. Focus only on the small debt and you’ll be able to knock it out quickly, then apply everything to the next smallest debt. That way when you get to the larger debts you have some room to work so you can attack them harder. The nominal amount of interest payments you pay by going smallest to largest, instead of highest rate to lowest rate, will be offset by the fact that you’ll stay motivated when you see that the next debt is always within reach in a reasonable amount of time.

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