Apartments for Cheap

Questions and Answers

Your Questions About Cheap Apartments Rent No Credit Check

August 17, 2013

Betty asks…

is it less likely that you will be able to rent out a more upscale house or apartment than a cheaper one?

Administrator answers:

In today’s market, you may be able to rent out either. The upscale to those who have just been through foreclosure and their credit now sucks, the cheaper to those that are out of work.
Now, CHECK THEIR BACKGROUND and then use some thought to decide if you want particular people in your unit. As mentioned above, the background may not be pristine due to a foreclosure and they may not have a rental history. If there is a rental history, go back past the current one as the manager of the one they are leaving may give a glowing report to get rid of them.

The upscale may be harder to fill but may also stay filled longer. Tough call that. You may even offer a rent ‘rebate’ if the yard is kept up to a particular standard (and you don’t have to hire it done). What ever you decide to do, SPELL IT OUT in the contract. If you are looking to rent, get and agreement that you may have IN WRITING.

Good luck to you.

Oak

Maria asks…

I have a 40,000-43,000 per year job opportunity in Los Angeles area. Should I take it?

More specifically, is that enough to live on? I have lived in cheaper areas for the past 6 years. I think it would be really fun to live there, but I have little experience with Southern California. I know questions about moving to LA are a dime a dozen, but here is my information:

I am just completing my Master’s Degree and the job would be set to start in the summer. (They want me to finish and defend my thesis before I start work)
I am a single female, and I suppose the only responsibility I have to anyone other than myself is to my cat.
I own my own car.
I have no student loans left to pay off from my undergrad, or grad school. (My MA was grant funded and I work)
My work is in the tourism and nonprofit sector and includes a health insurance package, and after 6 months probation, entry into a retirement program.
It would be my first full time job, it is a decent opportunity in my industry, and there is a chance of promotion down the line.
The offer does not include relocation funds or any housing assistance.
I do have a small savings buffer to offset the initial moving costs. (By the time I move it would be about 7k)
I prefer living by myself, but I might not be opposed to a roommate.
The job is in the Westwood area, but I would assume I’d have to live somewhere cheaper.

Any thoughts on the feasibility of such a move? Could I afford to live on that salary at least for a couple of years? I am not an overly extravagant person, I’m not into overly expensive clothes or tech items, but I would like to be able to build up savings, go to the movies, afford internet, or to a museum every now and again. What do you all think? Should I take the job?

Thank you. Any assistance would be greatly appreciated.
Edit to add: I suppose I am just looking for an apartment in a nice area, safe neighborhood, not too pricey or a killer drive from Westwood. I live in a more suburban area in Seattle right now, and I like that a lot. Lower key vibe is better than anything else.

Administrator answers:

One bedroom apartments in Westwood run about $1800+, and that’s not for anything fancy. Westwood is one of the most expensive upscale neighborhoods in LA, and with UCLA there is high demand for units. You could likely find something acceptable in Culver City (about 5 miles from Westwood) in a nice neighborhood for $1500, maybe less, but you’d have to check out the neighborhood, there are some not so nice Culver City neighborhoods. (But overall it’s a nice city, grandma recently lived alone there into her 90′s near Sony, never had a problem, the neighbors all knew each other, walked all over the area.) You also might be able to find something around the same price in West LA, but you’ll want to check it out carefully, as there are some shady neighborhoods. Santa Monica, Venice, etc are likely too expensive for your budget. Many landlords of nice buildings will want to see income of 3 to 4 times your rent, or 2.5 times your net income, subtracting monthly obligations, taxes, etc. If you have great credit they may make an exception.

There are so many rental scams, Google: Los Angeles rental scams, and rental scams. Be careful of roommate and illegal sublet scams (common on Craigslist, over and over again). Roommates are often more trouble then they’re worth.

Commuting is awful on the Westside, so you’ll want to live as close as possible. Living in the valley, even though it’s cheaper and seems like an ok commute can be awful. Even driving the 405 on a weekend afternoon, not beach season, can be sooo slow.

You would have to stay on a tight budget, but there is a lot of free stuff to do around LA, museums have free days, there are free summer concerts, outdoor activities, etc. You should be able to afford internet and going out to the movies and have a bit to save. Shop at Target for many of your groceries (good prices) and everything else.

It might be best if you visit here and see where you can afford to live, the commute to work, and if you like it here.

Good luck!

Sharon asks…

why do people presume that all homeless people don’t have jobs?

They seem to think that if the person just “gets a job” that they will be able to get an apartment. Not every homeless person is a drunk or druggie and alot of people who have nice homes are drunks and druggies too. Most jobs these people can get and keep don’t pay enough afford rent and electricity which you also have to have to rent an apartment. Most places require 3 times the rent to get in which means in my city you would have to make 1500 month to afford the cheapest apartment in the worst part of town and then you have to pass a credit check. Also most homeless people don’t have cars and can’t always get housing assisitance if it is on the other side of the city from where they work. Why can’t people understand that having a job doesn’t always mean you can get a place to live?

Administrator answers:

I totally see your point,
but a lot of them do not appear to have any job(s) thats all.

Sandy asks…

Where do I live in NYC?

I live in Ireland right now but I wanna be as prepared for New York as possible as I wanna move soon and would it be best if I lived in a apartment with a roommate or what? Thanks!

Administrator answers:

= To rent an apartment in NYC, you will need to earn 40 times your monthly rent. In other words, you can take your yearly income, divide it by forty, and the result will be how much rent you can afford per month. This isn’t just a “guideline”…it’s a requirement by 99% of NYC landlords. The cheapest rents in NYC are $1200 for a studio apartment. $1200 x 40 = $48,000…this means that in order to rent a $1200 studio apartment, you have to be able to prove that you earn at least $48,000 per year.

Most people who earn less than fifty grand a year opt to live as a roommate. Look through craigslist, etc., and find a room to rent. There are boarding houses that are safe, good deals. There are people living in places, who’ve got good credit/jobs and signed the lease, who want to save money by renting a room.

Just be careful. Never make the deal solely over the phone. Check out the place first. Meet your future roommate. Make sure you aren’t renting the bedroom part of a one-bedroom apartment…lots of leasees rent out their apartment’s bedroom and sleep in their living room. If you unknowingly sign up for this, you’ll be horribly surprised to learn that you can’t hang out in the living room because it’s being used as your roommate’s bedroom.

Nancy asks…

Will my credit effect my moving?

I have a very very very bad credit rating (no faults on paying rent or anything for silly unpaid mobile phone contracts etc) and i am looking to move into a rented flay. The estate agent wants to do a credit check on me and i know it will come back saying very very very bad. will this effect there decision to take me on as a tenant as the flat im looking at is perfect for me?

Administrator answers:

It CAN effect the agent’s and/or owner’s decision to rent to you. However, it really depends on the size of the agency that you’re dealing with. The smaller ones usually just check your job (whatever info they can get over the phone) and if your bank account is legitimate, and possibly your previous landlord. The larger agencies will definitely check in much more detail. In which case, your goose is cooked. But Good Luck. Ps: No matter what, I would still apply for the apartment, regardless on the agency size or the size of my bad credit rating. In these financial times, landlords are hurting for tenants. Everyone is looking to move to cheaper places. You might get lucky, in spite of the credit problem. Again, good luck.

Charles asks…

Is it hard to live on your own?

I wanna move out when I’m 18 (I’m 17 right now) I just don’t know how hard it will be for me to live alone. What about with a roommate?

Administrator answers:

It depends on if you have a steady income or not. If you do, or will by the time you’re 18, I would suggest renting a room, especially if you need people around to not be bored. I’m renting a room for $500, with premium TV channels and high-speed internet included, no extra charges. Also, you’re “roommates”-and I quoted that because you usually don’t have to share a room with them, but you would use it for lack of a better word- usually are pretty good with helping you out in a tight spot, such as if you’re short on food, and your paycheck doesn’t come until next week. I would not rent a whole apartment with a friend, no matter how close you think you are with them, because they might bail, and even if it’s for perfectly understandable reasons, it affects you in a negative way no matter what. If you signed, or co-signed the lease, your credit goes down the drain and you’re out on the streets. If you didn’t sign or co-sign the lease, you’re still out on the streets. And you don’t want your credit to go down, because that affects you when you apply for credit cards, most cell phone services, and when you’re in a financial position to do it on your own, to buy or rent your own place. Some people renting their rooms out will want to look at your credit. And that’s not even half the things your credit affects in your life. Plus, renting a room is much cheaper. I spent over $800 a month sharing the rent of an apartment with an ex-friend, with food, basic cable, internet, land-line phone, rent, trash, gas & electric, transportation, etc. Now I spend under $700, still getting all of that, and still have $80 to $100 bucks to send on whatever and still have enough to cover unforeseen expenses. Check out craigslist.com. That’s how I got the deal I have today.

Mandy asks…

My little family needs an apartment (Phoenix, ARIZONA)?

My husband, My newborn, and I need to find an apartment soon. Last year before our daughter was born, we rented out a studio for 515 a month but because my husband got laid off…we got evicted. Now that is on his credit and we are looking for some cheap apartments that will not care or will not check credit. He does have a stable job now. PLEASE HELP!!

(We are living with my cousin, but there is not enough space for the three of us. )

Administrator answers:

You won’t find anything online.

Drive around the ghetto areas and look for For Rent signs, then you need to call and see if they check credit or not.

Decent landlords will check, you will need to look for less then decent landlords.

Mary asks…

I got $900, can i get an apartment?

I have $900 saved up. im 19 and my parents kicked me out a week ago, is that enough to get a cheap apartment? In San Fransisco

Administrator answers:

SF is expensive. The rule on getting and being able to afford an apartment is if you earn monthly 3x the rent IE- My rent is $900 (in Seattle) I need to make at least $2700 a month to responsibly make rent ever month. Some do it on less, but if you want to be comfortable knowing if you’re going to make rent, live by that policy. You probably don’t have enough credit to sign a lease, so you will probably have to find someone looking for a roommate. Check out SF craigslist.

William asks…

What do i need to move out of home?

I am 16 but i have finished high school and my first year of college. I have beds, wardrobes, tv, tv stand, cutlery, plates, bowls, cups, glasses, cooking utensils, towels, a washing machine and other little things, what else do i need?
Should probley also say its a two bedroom house in a country town, i already have the house

Administrator answers:

Well, sounds like you got the basics but to move into an apartment you need income in most cities landlords like you to make at least 500 above your rent this is for bills food etc. Your only problem is most cities will not rent to a minor unless you have a co signer. This person must have a very good job
and be able to cover not only their own rent but also yours. If you for some reason cannot pay the rent a landlord has a co signer pay the rent as per lease agreement. Remember to read and fully understand the lease inside you will be required to adhere to the agreement as a young person you do not at all want to start out with a bad rental history most landlords do criminal, rental, and credit history, since your a minor you have zero credit history zero rental history Landlord would consider you a high risk to rent too.

Don’t mess up a rental history like credit and criminal, it follows you from place to place and never get evicted for any reason, an eviction stays on file for 10 yrs, renting after will be difficult keep in mind your required to adhere to the rental agreement, your also liable for damages caused by you or your friends that visit you. If they damage the building. Your paying for the damage then you would have to sue your friend in court later to recover your money. Also most landlords charge at signing a lease first and last and security if you have a pet some charge a pet deposit You need all the money at the signing unless you can work out a schedule to slow pay but warning that may make a landlord hesitant to rent to you.

What do you plan on sitting on to watch the TV need a couch chairs tables to eat on lamps to see with curtains for privacy one way is to buy cheap furniture like bean bag chairs and inflatable couches you can also get fabric to cover those to make them look nice if you have a drivers license
and a credit card or have your parents rent you a pickup truck to move your stuff you can get truck rentals in my state at home depot for 20dollars a day vs hiring a moving company for thousands of dollars its nice to have a washing machine and a dryer most apartments come with these you have to check the particular place if its in house or coin opt in a common area you may not in some places be allowed to have a washer and dryer in the unit.

What else how are you going to keep your unit clean you need a vac cleaning supplies dish soap etc
wish you the best of luck cause of your age your not going to get a lot of call backs You can get an older room mate make sure the person has good job rental credit and criminal history nothing like trying to get a place with friend who has a felony on their record as a former manager if you have a felony record with drugs, theft, assault, I would toss your app in a garbage can and say NEXT its a fact of life but I am a law abiding citizen with no criminal record ever I sure don’t want to live with one in my building if you have any other questions you can email me through yahoo answer

again wish you the best of luck
hope that helps
Lr

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