Apartments for Cheap

Questions and Answers

Your Questions About Duplexes For Rent

May 4, 2012

Maria asks…

How can I get a second home?

I currently own a duplex, I rent one side and my wife and I live in the other side. It is a FHA loan but it is only under my name. We would like to purchase a single family house for us and I would like to keep my duplex and rent it out. We have credit cards but have no balance on them and our cars are paid. Is it possible for us to purchase a single family house? What kind of down payment would we need on say a $200k home? Can this be done? If so what are some things we need to do to make it happen? Thanks!

Administrator answers:

Not less than 10% down on a second home even if owner occupied

Lizzie asks…

HOW DO I FIND OUT IF A PRIVATE OWNER ACTUALLY OWNS THEIR HOME?

I am looking to move and I I saw a nice 3 br duplex for rent. I want to get it but I know there are alot of scams going around where people are renting out foreclosed homes, running off with security deposits and so forth. I live in Georgia if that helps. I just do not want to get burned.

Also, I looked up the address on the tax accessors website and it was owned by a guy named Julianne Green who is in New York. However, the listing i saw for the property had a lady named Sandra Walsh and it included her phone number. I called her and I went to view the property. It was nice but there was some work to be done i.e carpet paint and cleaning up. She said the last person tha lived there had a heart attack and basically left the place a mess. I was ok with that. However, she asked to meet with me on last friday to sign the lease and get the securit deposit. I told her that I will not be able to give her a security deposit until the place is move-in ready. she was ok with that. I am just so confused about this.

There is no for rent sign in the yard which baffles me and why would she show a prospective tenant a place that was a mess? This is making me become suspicious. Not to mention, its taking her forever to do the work and its simple work. Ugggh. Any Tips or advice???????????????????????

Administrator answers:

Call the woman (that is a womans name) in NY.

My guess is you are dealing with his tenant, not the landlord.

Richard asks…

am i wrong / what should i do ?

so my husband cheated on me last januray . i found out and we planed to stay together and work on our relationship . he then chetaed on me several times over the next few months and was verbaly abussive and his temper was so violent that our male akita pee’s him self when a man raises his voice for any reason . he was then deployed to japan and i stayed behind with the dogs and planed to come with him but decied i wanted to get a divorce . so i live in a duplex my rent is 575 (the cheapest i could find ) i have a roomate and togther we make about 400 hundered dollars but i cant find a better roomate due to mine and my exes dog they are very large and becuse of my backyard very dirty(all dirt no grass )my parents help me pay the extra amount for rent and utilities. my husband is given extra money for being married but swears he cant give me much money becuse he dosnt have any so when my lawyer (who my dad pays for ) said i ned X amount of dollars he refused so we said fine sned what u cant its been two months and still no ihave given him my bank info so he can transfer the maonye but he hasnt he siad he’d send a baank card and he hasnt …. should i call his comand and expline whats going on and have them take money out of his pay to sned it to me ? i work as much as my job will let me i am going to school it not like i am not trying. am i wrong to ask him for help ? would i be wrong to call his comand or file legal actions to get the marine corps to force him to suport me ? btw i had a very good job and was in collage when he married me i am now in a bad job and at a trade school .
giving but my dog is not an option and the duplex is the chepaest housing i could find appt home or other wise i live in the gehtto belive me i am paying the absolute lowest rent in town
and i would not ask soem one else to give up a child so dont tell me to give up my dog

Administrator answers:

Im sorry that your life plans changed- we have to remember who we are as military wives that to support our husbands does not mean to loose ourselves. I would post this on the military section because im not too sure if you can just call one of his higher commands or how they would even go about your part of the money…Im sorry. You can do anything you put your mind to though, even if it is trade school you gotta start somewhere.

Sharon asks…

How long for a prospective landlord to approve or deny an application?

My boyfriend and I have been searching for a lower or upper duplex to rent for awhile now. He has a rental history of two years, but he would like to move out of the current apartment he lives in for a variety of reasons. I would not be moving in with him, though I spend a lot of time at his residence. Anyways, on Sunday April 10th we checked out the most perfect place ever for us! We literally could have not dreamed of a better place within our budget and tastes. We were the first ones to view the place and the landlord seemed to really like us and said my boyfriend would be a good fit. We filled out our application and turned it in right after viewing the place. He said he would get back to us Tuesday or Wednesday and that he would call whether we got the place or not since that was what we had asked. He also mentioned that he had 14 other calls for applicants or showings. We called on Tuesday and Wednesday and left a voicemail, but we have still not spoken to him since turning in the application. My boyfriend’s credit isn’t great from stuff when he was younger, but he is a manager at a very successful employer where he makes almost four times the amount that rent would cost him a month. Today is Thursday April 14th and after calling him about three times in three days, we still have not heard back. We are really sad because we wanted this place more than any other possible and expressed this to the landlord. Should we give up hope and keep looking and settle for something else, or is it possible the landlord might still get back to us? Does it seem like he is ignoring us? I really don’t want to move on, but I’m losing hope and don’t want to keep bothering him if we were denied for some reason.

Administrator answers:

For whatever reason, you didn’t get the apartment. And if the landlord is this way trying to entice you to rent, imagine what would happen if you tried to get them to respond to a problem!

Keep trying and best of luck!

Steven asks…

i need money for security deposit?

OK we are moving to a new city for job. but i have to send my husband to work there first. he will stay in a extended stay hotel which is the cheaper than a regular one. We found a Nice duplex to rent. security deposit 600 and rent 750 which we can afford. but not til after he starts working. we have been on one income for a year… Hers is the thing his move .or transfer bonus dosnt come in til his second paycheck….hello
dosnt do me anygood. is there any place that provides assistance for deposits. IDK what to do… and realator sent me pictures of everyroom and I feel like this is the place for us….what do i do please help i have only 2 weeks to figure this out
i already had to put forth a bunch of money for, travel and aircraft mechanic tools, steel toe shoes and tags for his work truck thats just been sitting there and my mother is the reason behind me be able to do that. now ive been paying the bills on my own so now there is no extra money for deposit. plus i will wont move until he is settled first. i do not have credit to get personal loan iv have tried and payday loans are a joke been there done that. bad experience. too much interest not worth it

Administrator answers:

That’s an incredibly cheap deal, only $600 deposit and $750 rent! Most places require three months in advance (rent + 2 security, or first + last + security). Basically, you need very little money. You have one income already and another starting soon. You do not need or qualify for any sort of assistance.

If you cannot save up a few bucks for the move, then ask family for a short term loan. Or else use the money you will pay for the extended stay hotel to put down the deposit and he can “camp out” there temporarily. Or he can rent a room by the week for less than half the cost of these pricy “extended stay hotels.”

This is a case of bad budgeting, not destitution. No excuses for digging into someone else’s pocket – they’re more broke than you are.

Sandra asks…

HOW DO I FIND OUT IF A PRIVATE OWNER REALLY IS “THE OWNER” OF A PROPERTY?

Your Question
HOW DO I FIND OUT IF A PRIVATE OWNER ACTUALLY OWNS THEIR HOME?
I am looking to move and I I saw a nice 3 br duplex for rent. I want to get it but I know there are alot of scams going around where people are renting out foreclosed homes, running off with security deposits and so forth. I live in Georgia if that helps. I just do not want to get burned.

Also, I looked up the address on the tax accessors website and it was owned by a guy named Julianne Green who is in New York. However, the listing i saw for the property had a lady named Sandra Walsh and it included her phone number. I called her and I went to view the property. It was nice but there was some work to be done i.e carpet paint and cleaning up. She said the last person tha lived there had a heart attack and basically left the place a mess. I was ok with that. However, she asked to meet with me on last friday to sign the lease and get the securit deposit. I told her that I will not be able to give her a security deposit until the place is move-in ready. she was ok with that. I am just so confused about this.

There is no for rent sign in the yard which baffles me and why would she show a prospective tenant a place that was a mess? This is making me become suspicious. Not to mention, its taking her forever to do the work and its simple work. Ugggh. Any Tips or advice???????????????????????

Administrator answers:

You know who pays taxes on it …so call them up

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