Apartments for Cheap

Questions and Answers

Your Questions About Studio Apartments In Chicago Downtown

May 12, 2012

Lizzie asks…

Is it possible to survive on loans for school and living expenses, while working during breaks?

I want to know if this plan is feasible and any advice that would work.

I plan on working on a second bachelor’s degree in civil engineering. My plan is to work full time for 1.5 or 2.5 years, then go back to college part time (9 credits) and work 15 hours a week for the first 3 semesters. Then I want to go to school full time for the last two years, without working, and only focus on my classes, so I plan to take out loans to pay for my degree and living expenses. I plan on working full time during winter and summer breaks.

Other details:
- I plan to go to college in downtown Chicago and also work there when I have the time.
- I plan on living in a studio apartment as close to my school as possible.
- The school I’m attending is an in-state public school, where I will pay $4850 for each of the 3 semesters that I’m attending part-time and $6757 for each of the 4 semesters that I’m attending full time, so this equals $41,578 total.
- I’ll also work on establishing a good credit rating before I start college.

Questions:
- Is taking out loans for college and living expenses feasible?
- How much money should I take out in loans?
- How hard is it to go from attending school full time for a semester to finding a job during breaks?
- Additional advice?

Administrator answers:

My daughter did just that while earning her Aerospace Engineering bachelors and Masters degrees. Part of her schooling was covered by grants, part by her co-op program, but the rest was loans. She also worked in the summers and saved as much as she could.

She lived in an apartment and had a car payment. She just figured out how much money she needed to pay all of her expenses and borrowed enough to cover it.

After 7 years of school ( the first 2 were paid for as she attended the United States Naval Academy), she now has something like $60000 in student loans to repay, but has a great job making a good amount of money and has put herself on a 5 year repayment plan.

With determination, you can do the same. Good luck to you.

Maria asks…

Where is the best place to stay in Chicago for a recent college grad?

I just graduated college and have a full-time job and I need an apartment. I want to live as close to downtown as possible that I can afford. The highest I am willing to go is about $700 a month. I can do a studio but I would prefer a 1-bedroom (I know its not going to come cheap). I also want to stay on the south side of Chicago. Anywhere but North. I can do the westside but not North.

Administrator answers:

Try Hyde Park it is a safe neighborhood about 5 mile south of the Loop. You can use the METRA Electric Train or the CTA Jackson Park Express bus to get to the Loop. The train takes about 15 minutes. Rent is more affordable than the North Side. Http://upload.wikimedia.org/wikipedia/commons/f/f6/Hyde_Park_Map.png

David asks…

what is the best place in Chicago for me?

I’m an 18 year old artist, born and raised in a small town in West Virginia. I’ll be moving to Chicago early next year (2010). I have read a lot of different threads, but still haven’t been able to choose a definite place that I want to move. I am wanting to find a studio apartment for around 600/month, and I’ll be working at a retail store to pay the bills, while also selling artwork. I am mainly choosing between Wickerpark/Bucktown (because of its artsy sort of vibe, but I have also heard that it is dying down into a more yuppie neighborhood. Clarify that if you can.), Lincoln Park (because it’s close to the beaches and downtown area, which I think would be nice), and Lincoln Square (for it’s affordibility) I’m basically open to anywhere safe, with a lot to do. I’ll be living without a car, biking and using public transportation. My reasons for moving are mainly to have more opportunities, a more enjoyable place to live, and to live the “city life”. Well that’s about it, tell me which neighborhood you think would be best for me.

Administrator answers:

Check this site: http://www.city-data.com/forum/chicago/

I use it frequently for any questions AND the answers are from people who actually lived in and experienced Chicago. Real answers. No answers from suburbanites who “think” they know what they’re talking about.

Oh yea, just remember, Chicago is expensive in almost every inner city neighborhood. If I were you I would just live in the southwest suburbs with transportation to the Loop if I were a striving artist. No need to be MORE broke just to have that city life or that Chicago zip code. Take it slow and see what happens.

Also, have you given NY City a try? I know Chicago is a great city for artists/musicians/actors but it seems NY has more outlets for artists like yourself. Just my opinion. Good luck.

P.S. :
I want to be a playwright so maybe one day I’ll see your art work in a museum while my play or musical is on Broadway!

Joseph asks…

Is it better to rent an apartment during college, than living in a dorm?

I’m 16 I’m a junior. I just want to know what would be better?
I plan on getting a job, and I’m going to get $500 a month when I turn 18 cause I have seizures (not the crazy ones). So I’ll make money from the job and $500 from the government a month. I’ll be satisfied with a 1 bedroom 1 bath. I’ll even be happy with a studio. I plan on going to Robert Morris University in downtown Chicago. But I’m kind of unsociable, I’m only sociable around certain people. I don’t really have any REAL friends. There are people that I talk to but don’t consider them as friends. So maybe living in a dorm would help me with that. But I’m the type of person that likes to work quietly and not be bothered. I know I’m only a junior but I want to know what you think would be better. I’d be way happier living in a apartment., even if I had to get a room mate and split the rent.

Administrator answers:

Yes, go with an apartment!!!! Although you probably wouldn’t be able to afford one on your own, even a 1B/1BA because your income isn’t sufficient. It’s best to get a 2B or 3B and take on roommates. I have a relative in college that has a 3B and pays $410 for rent (this is also in a major city) when he would pay at least $800 to live alone in a 1B. Stay away from the dorms, if you can. They usually cost just as much for 1/4 of the space that you’d get in an apt. My relative had a friend who lived in the dorms his first year. The rooms were so small that this guy slept on the floor, with his feet sticking out into the hallway. No joke, no exaggeration.

Richard asks…

Please Help Me With This Plot?

First off, I’m not a liar who’s making stuff up behind a computer. I’ll start by explaining my intentions. I’m 15 years old, and I plan on becoming a film director. Local film production studios have offered me productions jobs, and I’ve taken them, so I’m not kidding, or being narcissistic, when I say that I will most likely become a major film director.
My intention is to begin with low-budget films, with the intention to achieve high profit while sacrificing some artistic integrity. Then I’ll move into bigger budgets, and as I gain freedom as a director, I’ll make my films more meaningful, rather than just blockbuster cash cow $hit.
That’s where this film comes into play. I’ve developed a plot, and I’m aiming at an early Spielberg feel. The problem is that the plot contains such an enigma I can’t fill it in an be satisfied with my own idea. I need help to complete the plot, so here goes.

Martin Cobb, 44, lives in Chicago with his son Sam, 16. Martin is a journalist for the Chicago Sun Times. As layoffs loom, and debt grows, Martin is left with a problem. He’s first in line to be laid off, and unless he can find a front-page story, he can’t prevent the fate. Without enough money to give his son a better life than his, he sends Sam to live with a friend downtown. Martin is totally at a loss about what to write, and in his darkest hour, he receives a mysterious, anonymous fax. It is written in code, which he cracks. The fax says “CIA in Chicago. Digging. Searching. You must investigate.”
Martin investigates, because he has nothing else to write a story about. Upon searching, he pieces things together. He notices strange construction sites downtown, covered by tarps. There are strange sounds coming from inside the construction sites. He also notices a strange plane flying over town, day after day. He asks Air Traffic Control about the plane, and they say that there are no planes flying over town. He receives another fax from the anonymous source. It says “Airplane. Thermal Mapping. Searching.”
Meanwhile, Sam, staying at his friend’s house, misses his dad. The apartment he’s staying in, where his friend lives, is in a tall building downtown, overlooking one of the strange construction sites, which is roofed in by tarps, and walled in by tarps, so the public can’t see inside. One night, during a storm, Sam sees that a tarp was blown off of the roof, and he can see inside. There is a drill, and he can see that they’re making a big tunnel into the street. Sam tells Martin over the phone.
Over the course of the film, Martin and Sam go inside the construction site, discover the secrets of the CIA in town, etc. The CIA was making the tunnels underground to search for something. Also, the plane was taking thermal images of the city, also looking for the thing, because the thing they’re looking for is cold.
Martin gets his front page article, keeps his job, gets Sam back, and they all live happily ever after, after exposing a CIA coverup.

The question is, what was the CIA looking for that was:
1)Underground
2)Cold
3)Not Aliens
4)Not a Bomb
5)Nothing Supernatural
6)Not Terrorists

You tell me, and be creative.

Administrator answers:

A big metal key that leads to some old military place or something like that

A priceless painting (the frame is cold) or piece of jewelery.

A dog that got lost in the old tunnels

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