Apartments for Cheap

Questions and Answers

Your Questions About Affordable Apartments In The Bronx For Rent

January 21, 2013

James asks…

New York City or Chicago?

I have to live in one or the other and I am honestly TORN.

New York is great, but VERY expensive.
Chicago is wonderful, but has a lot of crime on the west and south side especially.

I am so torn, it is stressing me out!

Administrator answers:

New York is wonderful, but I have no experience with Chicago, so I can’t help you there.

New York may be expensive, but it is definitely affordable. You can get pretty cheap apartments in any borough that ISN’T Manhattan (and even there, if you go to the not-very-popular locations, it’s not that expensive).
Brooklyn is alright, but my favorite borough is Queens.

If you have a job there, it’s guaranteed to you, and it pays a decent amount, it may be worth it to move to New York. Get an apartment beforehand (and make sure water is included with the bill & heat is a nice bonus) and have your job set up, and then move.
If you move in with a roommate, it’s even better. Instead of paying $1200 for a one-bedroom apartment, you could split the rent and pay $800 for a two-bedroom apartment (if the rent is $1600, for example).
You will need to rough it for a while if you’re low on cash because your job doesn’t pay well. If you’re sure your financial situation will not improve and you don’t think you’ll be able to afford NYC, don’t move there!
However, it is the experience of a lifetime, and there is always something to do, so see what you can do about it. (:

Chicago, though, is obviously a great city, and I’ve heard so much about it. You wouldn’t miss much if you chose to live in Chicago over New York. If you could live more comfortably there than New York, you should choose Chicago.
Crime shouldn’t worry you. Crime is everywhere. In New York, certain parts of The Bronx, for example, are an almost guaranteed mugging if you’re walking there alone around midnight.
*But NYC is pretty low in crime compared to a lot of places, which usually surprises people.
Just avoid the areas around Chicago that have a higher rate of crime, and I think you’ll do fine.

Good luck! I hope this helped! (:

Sharon asks…

Moving to New York City?

What are some things to take into account when relocating to Manhattan from Indiana?
Where to live?
Living expenses? Utilities? Rent? Transportation?

Administrator answers:

New York is not like any other place in the world, ergo some of the rules are different.

As the other people have said, rent will be a lot more. If you buy, the cost of ownership will be much more!

There is a lot of mythology when it comes to New York. You do not need to be a millionaire to live in Manhattan, but here are a few points to consider:

Nobody moves to NYC for the wonderful, large, bright apartments. The apt you end up with is likely to be the smallest place you have ever lived in. It might also be the darkest.

Anything above 110th Street in Manhattan is somewhat affordable (Think Inwood, Washington Heights, Hudson Heights, Morningside Heights), though these areas, also are getting expensive.

Here in NYC, you don’t need a car, nor will you want one. What you spend in rent/real estate, you will save in transportation costs. Buy yourself a monthly MetroCard (at $84) and your set. Where else do your entire transportation costs total $84.

Nobody comes to NYC because it’s clean. The rats outnumber the people 3 to 1.

The Bronx isn’t as bad as people say it is. There are some really nice parts (like Riverdale)

The food here is really cheap, if you know where to look.

Ditto designer clothing (not knock-offs)

Rich people compalin about hwo expensive NYC is, poor people rejoice in how cheap it is.

People here are judged more for who they are. There is enough of a diversity here that anecdotal heuristics don’t work, because there is no particular profile to conform to.

NYC is a walking city. Buy yourself a pair of good, comfortable shoes.

In the summer, NYC is a hot city (all that asphalt). Make sure you have nice, cool breathable clothes.

Always keep your MetroCard in the same place (i use my left back pocket) and throw your old one out when you get a new one (so you don’t confuse your old one with your new)

Back to apartments, you are pretty much on your own when it comes to maintenance & repairs. Landlords are very neglectful.

When looking for an apartment, avoid brokers at all costs! They will lie to you, do bait & switch, and ultimately will get you paying more than you can afford for a substandard apt. Do not shell out any money until you have seen the apartment and there is a lease in fornt of you about to be signed! In real estate, there are people out to screw you.

Central park is every bit as nice as you think!

Come to upper Manhattan, it is also really nice (and affordable)

When yu are done reading your newspaper on the subway, it is considered polite to neatly fold it and leave it there for the next person to read.

Do not mistreat homeless people and/or panhandlers. They were here first and their situation is much worse than yours!

Buying groceries on line ( ) is a really good idea. There are a lot of bad supermarkets here in the city. They are also overpriced.

The subways and trains will take you anywhere you want to go, even out of the city for a little getaway (like the Jersey Shore, Jones Beach)

Many other places, people pride themselves in how much stuff they have. In New York, how little you can get away with is the point of pride.

Have a job before you come. The job market here is tight.

You will have every resource you can imagine at your fingertips. You can always get a good deal here.

Welcome to NYC…
The more the merrier!

Carol asks…

What are some affordable and safe areas to live near NYC?

I am going to be going to Grad School in NYC soon-ish, and I really want to move out of my mom’s place, even though it’s only an hour ride to Penn from there. I would like to live closer, preferably near a subway line. I figure I will probably be able to afford around $1000- $1500 a month for rent and utilities, since with any luck I’ll have a job as a bartender by then, working full time.

I can take care of myself quite well, but I would still rather be in some of the safer areas, even if it means a bit more rent. I want to be able to live completely on my own, but if I need, I’m sure my mom would kick in another hundred or two if absolutely necessary.

Thanks ahead of time for your help, everyone!

Administrator answers:

The cheapest borough is Staten Island, it is conveniently located near the ferry where you could ride it for free and get to Manhattan. My mom’s friend lives in Staten Island and she only pays $850 per month for a nice one bedroom apartment and it’s in a safe neighborhood. You can also look at Brooklyn, there are some apartments for around $950 to $1000 that are in a decent area. My cousin lives in Brooklyn Heights which is fairly safe and supposed to be the best neighborhood in Brooklyn, she pays $1375 per month for a studio but it’s huge and a nice view. If you want, go to Clinton Hills/Bed’s cheaper… But people would rate this area as dangerous but I have been in Clinton Hills and Bed Stuy before and I have never had any issues. Manhattan is going to run a little more expensive, expect to pay near $2000 in some areas for just a studio…but you can live in Washington Heights area of Manhattan..but some streets are a little rough out there…Morningside Heights is a nice area for students…there are many students living out there who pay around $1400 for a place. The Bronx is alright around the Yankee Stadium and Queens is nice but can be pricey. Overall, Staten Island is the cheapest you can find many places from $700 to $1500 although it’s across the river it still convenient. I know I wrote a lot but I just wanted to answer your question with as much info as I could.

Susan asks…

are apt. rental prices going down in nyc? what are some cheaper areas now? bronx?

Administrator answers:

If you meet income qualifications (25k-40k), the best thing for you to do is fill out applications for low-income housing. It is not public assistance and any kind of welfare and the rent is extremely affordable (700-1200). Also, they are ALL BRAND NEW apartment building. Some are even equipped with gyms and laundry rooms. Check out:

Mary asks…

Thinking about living in NYC. I have some questions though?

Some great neighborhoods. I want to stay in the Manhattan Area. Should I get a Realtor to find an apartment? I would spend anywhere from 3000-3500. What are some places close to times square? What are some examples of apartments I could afford? I live in Seattle, is the weather the same? What are some great places to shop? (in seattle it would be safeway, trader joe’s, pike place, uwajimaya). What are somethings to do? Restaurants? what is the lifestyle like? Is it even worth it?
Sorry for all of the questions. I really need some info.
Best Answer to most thorough! Thanks in advance! –Brit

Administrator answers:

Manhattan is awesome, but I would prefer is you lived in Brooklyn or The Bronx and commuted to work. The weather in New York is extremely cold in the winter time and rent is high. I would go online to Craigs List for an Apartment. People in New York are awesome: However, Whole Foods, Dean & Deluca’s and Fairway Market: When I lived in New York, I would drive over to Queens to the Dairy for milk and Ice Cream and for fresh fruits and vegetables over to Flatbush Avenue and Church Street in Brooklyn. Dan’s Supreme was a great place to buy food and Pathmark was also open 24 hours and it had great bargins late at night on food. All be it, the meat was green, as long as you cooked it right away, you would not die. Junior’s Restaurant in Brooklyn was awesome and they give you plenty of food and it is right by the subway station. Clothes, try Houston Street and Delancy Street and Macy’s Cellar. It is a fast lifestyle, but the people are way nicer than these mean Seattlites. New York is affordable if you work it. I will give you the name of a great apartment manager in Brooklyn that owns 2525 Beverly Road which is next to Sears. Nice area. See attached link

Lizzie asks…



Administrator answers:

Williamsburg is great, as is Greenpoint – they both border one another, and are right over the bridge from Manhattan. Because of this, they are not cheap.

I would look into neighborhoods a little more south – start in the Bayridge, Bensonhurst, Midwood, Flatbush and Brighton Beach areas. These are extremely safe areas and the prices are much more reasonable. Check it out on – a lot of just starting out families, young professionals, and college students at Brooklyn College live in these area. I live in Midwood and pay $850 for a studio – they actually have quite a selection of houses and duplexes for rent, as well. I grew up in Brighton Beach, and the prices are also reflective of Midwood. There are a lot of Russians in these areas, and Jews – some people love this (like myself – being both :) ), some people don’t.

Nancy asks…

Should I move to Chicago, Atlanta or New York?

I’m a 28-year old health administration professional that is looking to relocate. I have my B.S. in Health and I will have my MHA by year’s end. I’ve lived in Houston all my life and I want something new. I’ve traveled quite a bit around the country and I’ve narrowed my choices down to Chicago, Atlanta, and New York. I like to shop, go out, socialize & travel. I’m single so I’d like something with an active dating scene. I want to live somewhere more “metropolitan” than Houston (preferably in a high-rise) but also affordable. I expect to be earning 50-60/K which should increase once I complete my MHA so I need to be able to live & still have income left over for shopping & travel. I hate the hot, humid summers of Houston. I also wouldn’t mind having a roommate if it allows me to live in a nicer place.

I love everything about NYC except the cost of living. I’ll only live there if I can live in Manhattan. I haven’t been to Chicago yet, but if it is a “midwest Manhattan” I’ll probably like it but I’m little hesistant about the winters. I also really like the feel and population of Atlanta although it almost seems like a slightly better version of Houston. I have a new car but I would like the experience of walking and/or taking the subway. I have one friend in Atlanta. I don’t know anyone in Chicago or New York.

Given this information, which one should I choose?

Administrator answers:

Your MHA should open doors wherever you end up … So you’re off to a good start!

I used to live in Manhattan; there’s no place in the world like it — but rents are off the chart. You currently earn a respectable salary, but it won’t take you far in NYC. You’d probably end up moving to the Bronx, if you’re living within your means … And you don’t want to live there. Even if you earn 20k or 30k more, you’ll still be rent-poor living in Manhattan. And you’ll have to sell your new car…. !

Since you have a friend in Atlanta, why not come down for a week or so and visit her? Look at apartments, check out the nightlife, visit different neighborhoods. If you get a good feel, this is the place to go. If not — then move to Chicago!!!

You’re young. The decision you make now is not something you’re bound to for the rest of your life. I think your three options are great. You can’t miss. Nothing is irrevocable. Wherever you go you’ll make friends, experience new things and carve out a life for yourself.

Good luck!

Daniel asks…

need some advice..moving to NYC?

I’m 18 years old, and a high school drop out(not something i’m proud of). But recently i obtained my GED. I live in Indiana. I REALLY want to move to NYC by the summer of ’09. How much money would I have to save to at least start off living there “comfortably”? Will finding a decent job be hard with only a GED? Once there, I really want to become a subway train operator, it’s my dream job. What should I do to make it happen? Any tips?

Administrator answers:

Hi! I moved to NYC at 19 with a GED myself. Don’t be ashamed by the way, I’ve got an associates and I’m working on my BA now in Biology, GEDs are just as good.

To start off comfortably there you’ll want your room secured (first and last month rent) plus a month or two of rent. And about 1,000 dollars. It will go fast!

Some advice::
Apartments- You will find the best deals in the outer boroughs. The outer boroughs are considered Brooklyn, Bronx, Queens, Staten Island. Look to find a room for about $500-$650 a month in Queens or Brooklyn and maybe up to $750 in the Bronx. This is for a room, apartments are too expensive unless you live/rent with others.

A room is a safe, affordable alternative and PRIVATE. If you rent an apartment with others there is no way to keep them out of your stuff.

You will be expected to put down 1st and last months rent, most landlords will consider this your deposit but some will ask for a deposit which can be a half to a whole months rent.

Where to find a room? for New York City is an amazing place. Be honest, be friendly and you’ll find someone who is willing to work with you lond distance so you have a place to land. DO NOT SEND CASH!!!!! Send a cashiers check and make sure you’re working with real people.

Also is how I found my first place. Again, use common sense when sending money.


Food- Figure $20 dollars a day total, this includes breakfast, lunch and dinner. You can grocery shop but trust me you’ll be caught hungry far away from your fridge everyday so a daily allowance for food is usually cheaper then groceries. Shop bodegas (small grocery stores EVERYWHERE), dollar menus and fruit stands and you’ll do wonderfully.

Transportation- Subway, plus its your dream job! Check out job requirments at… There may be a degree needed if there is please check out CUNY schools too, a great education for the least amount of money!
Cost is $25 dollars for a weekly pass and this was most affordable for me, but add up your coming and going rates and make sure this makes the most sense!

Job- Just start filling out job applications, there is always a job somewhere, I honestly never heard someone say it was hard to find work, maybe the work you wanted, but there is always a job around. Look into security guard training (was in demand 6 months ago) and the MTA for entry level positions.
(MTA is the Metropolitan Transit Authority)

Safety- Have common sense. Do not try to find your way home drunk, don’t slink around in dark places and just trust your gut.

So thats a brief summary of some of what might help a prospective New Yorker… Feel free to e-mail me if you have more questions about NYC!

Donald asks…

How is it possible to live in new york city?

You cant even find an apartment for less than $1000 a month. Do people really make that much over there? I don’t see how people can afford it unless they pay every cent to rent. Im calculating how much I can offered to pay for rent if I move there. Using the 30% that I keep finding, I will only be able to pay like $850 a month. Even if I payed way over that, I will still be living in the ghetto. wtf is going on.
I could only PAY $850 a month. That would be approx 30% of my paycheck. That’s assuming I would be making what I do now and its very unlikely.

Administrator answers:

Many apartments in Manhattan in the ordinary areas have several people living in each apartment as roommates for example a two bedroom apartment may have 5 roommates in the apartment 2 roommates in each bedroom and the last roommate in the living room and together they all can split the difference for a $2,000.00 a month apartment.
In the other boroughs of the Bronx, Brooklyn and Queens the apartments are illegally divided by walls that are put up to make more small small rooms in each apartment and in these “poorer areas there can be up between 10 – 15 people living illegally in each apartment. Many houses are also divided up into many smaller rooms and may have up to 30 people living in each house. In this way a poor working person can afford to live in a crowded dwelling for a smaller amount of money as the rent is divided by the number of people living there.

There have been several instances where these apartments and attached houses have caught fire and then when the fire department arrives and the firefighters try to enter the buildings to fight the fire they find walls where there shouldn’t be and then some people get burned alive because they can’t escape as there is no access to to the windows to get out the fire escapes to climb down to safety. Over the years quite a few firemen have died due to these overpopulated residences going on fire.

Our real estate billionaire mayor has no intention of having more affordable apartments to be built for people like yourself who can only afford to pay a low price for rent.

This is the real reality of life in New York. Not every one can be a rich yuppie and buppie.

This is also why New York City’s population is really close to 15 million people instead of the official propaganda that the govt states the populatiom to be 8 million. It was 8 million people in the 1960′s
Now as soon as they build a new school it is immediately overcrowded and a new one has to be built.

So this is how it is possible for a person to live here in New York city who is not rich.

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