Apartments for Cheap

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Your Questions About Cheapest House In America For Sale

August 3, 2012

Laura asks…

I didn’t qualify for the HAMP. What should I do next?

I lost my job due to the bad economy and can’t afford my mortgage payments anymore to a home that has lost most of it’s value. I didn’t qualify for the Home Affordable Modification Program because the loan investor doesn’t participate in HAMP. At least that’s what I was told by Bank of America. I want to get out as soon as I get a job and get a cheap apartment. I was thinking of doing a short sale. I know an agency that can help me get this done quick. The agency makes their money from the lender paying them a commission. I also know I can go straight to my realtor to put the house up for sale, but could take longer because he’s not a proffessional on short sales. I don’t know which route to go.

Administrator answers:

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David asks…

would you elect me president of the united states?

Economy
1.Create thousands of jobs
2.Increase global trade but not depend on it
3.Tax all businesses including casinos
4.Make states may a small tax as a safety valve
5.Require that all states put a tax on their goods.
6.Invest in a plan to help poor people get into jobs to help make money
7.Tax businesses that do anything with the united states
8.Drop the tax on required goods like food
9.Make sales tax higher on alcohol and cigarettes

Education
1.Make teachers go through training every two years to keep teachers up to date
2.Make sure that schools have the right technology like TV’s, smart boards and things of that nature
3.Make sure text books get updated every two years to make sure that kids are getting the right updated information
4.Make sure that students classrooms are under a certain number pertaining to the number of kids in a school
5.Require that all kids take a P.E class until they graduate from college

Safety
1.Require that people who committed a first and second degree murders have a minimum sentence of life in prison and a maximum sentence of death sentence
2.Make police go through a short training every 1 ½ to 2 years to make sure that they are well trained and up to date with things
3.[gangs] ages 12-17 a minimum sentence of 1 year to a maximum of 5 years in prisonages 18-21 a minimum sentence of 6 years to a maximum of 18 years in prison
Ages 21 and up a minimum of 9 years in prison to a maximum of life or death
4.Require that cities have more patrol over more of an area
5.Put cameras in places where police cannot see
6.Build more 911 call centers in more areas
7.Make sure that inmates are more to themselves rather than in huge groups which can cause more of a problem
8.Require that all inmates seek mental counseling

Energy and environment
1.Make every house in America put 2 or more trees in their front or backyard
2.Invest in a 5 billion dollar plan to find more renewable energy
3.Put a tax on companies that make a lot of pollutions

Health
1.Give free health insurance to people who make a yearly salary of $27,000 a year and lower
2.Give cheaper health insurance to people who make between $28,000 and $29,000 a year
3.Give free health insurance to kids ages 0 months to 5 years old
4.Require that everyone has health insurance
5.Make people who do not have health insurance more money than normal as a penalty
6.Make sure that all kids have a check up before they start a new grade
7.Invest in a 10 billion dollar research plan to find a cure for cancer
8.Invest in a 10 billion dollar research plan to find a cure for aids/hiv

Technology
1.Build more telephone towers for wireless devices
2.Provide wifi throughout the united states
3.Build bullet trains that take you places at a faster speed

Immigration

1.Let anyone come to the United States and work if they have a temporarily pass. This would increase more workers and allow people from anywhere like Mexico to come here and have a pass that would allow them to work until they decide they want to become citizens
2.Require that all immigrants learn English. But keep to their traditions but at the same time stay to our American tradition
3.Make all immigrants go through a background check
4.Allow immigrants to driver cars if they have been in the united states with a pass and a working job
5.Create a pass that allows immigrants to come here and be normal citizens but the pass would expire every year and will have to be renewed and pay a $100 dollar fee until they become citizens
6.If immigrants are caught being here illegally but has not caused trouble will pay a heavy fine of $2000 dollars.
7.If any illegal immigrant gets exported. They will now be allowed to come to the United States for 5 years. And they may not try to be a citizen for 7 years.

Retire

1.Allow people who retire there full funds that they deserve and not allow them to get cut back by the government
2.Allow people who have been retired to get a bonus if they have worked a minimum of 20 years in the same state job or government job.

Poor people

1.Invest in a fund that will build more centers that provide shelter and food for poor people
2.Allow poor people who have been on the street a chance to restart there life. By letting them attend a community college for free and give them a starting job
3.Make all poor people to restart there life or go to jail

please! help me! out! im doing this for an assignment. for me! lol
but any suggestions? or anything i missed out! i know i did..i just dont know what

Administrator answers:

No
would not vote for you.
Your goals are expensive and would never work
kind of like our next pres

Donna asks…

would you vote for me as president of the united states?

so i know i alrady asked this question! but i changed my plan just a tad to see what people think
can i please get a straight answer! THANKS!!

example:
yes

i think that you should blah blah blah
____________________________________________

Economy
1.Create thousands of jobs
2.Increase global trade but not depend on it
3.Tax all businesses including casinos
4.Make states may a small tax as a safety valve
5.Require that all states put a tax on their goods.
6.Invest in a plan to help poor people get into jobs to help make money
7.Tax businesses that do anything with the united states
8.Drop the tax on required goods like food
9.Make sales tax higher on alcohol and cigarettes
10.Lower taxes for everyone by lowering the tax rate and cutting back on things that are not needed
11.Have off shore drilling so we don’t pay billions of dollars on oil in other countries

Education
1.Make teachers go through training every two years to keep teachers up to date
2.Make sure that schools have the right technology like TV’s, smart boards and things of that nature
3.Make sure text books get updated every two years to make sure that kids are getting the right updated information
4.Make sure that students classrooms are under a certain number pertaining to the number of kids in a school
5.Require that all kids take a P.E class until they graduate from college
6.Require that all high school kid take a terrorist class so that they are well educated on the problems that we are facing. Because the more you know about something the less you are going to be afraid of it

Safety
1.Require that people who committed a first and second degree murders have a minimum sentence of life in prison and a maximum sentence of death sentence
2.Make police go through a short training every 1 ½ to 2 years to make sure that they are well trained and up to date with things
3.[gangs] ages 12-17 a minimum sentence of 1 year to a maximum of 5 years in prisonages 18-21 a minimum sentence of 6 years to a maximum of 18 years in prison
Ages 21 and up a minimum of 9 years in prison to a maximum of life or death
4.Require that cities have more patrol over more of an area
5.Put cameras in places where police cannot see
6.Build more 911 call centers in more areas
7.Make sure that inmates are more to themselves rather than in huge groups which can cause more of a problem
8.Require that all inmates seek mental counseling

Energy and environment
1.Make every house in America put 2 or more trees in their front or backyard
2.Invest in a 5 billion dollar plan to find more renewable energy
3.Put a tax on companies that make a lot of pollutions
4.Put solar panels on every major building that consumes a lot of power. Because even just a little bit of something is better than nothing
5.Increase the amount of wind powered energy

Health
1.Give free health insurance to people who make a yearly salary of $27,000 a year and lower
2.Give cheaper health insurance to people who make between $28,000 and $29,000 a year
3.Give free health insurance to kids ages 0 months to 5 years old
4.Require that everyone has health insurance
5.Make people who do not have health insurance more money than normal as a penalty
6.Make sure that all kids have a check up before they start a new grade
7.Invest in a 10 billion dollar research plan to find a cure for cancer
8.Invest in a 10 billion dollar research plan to find a cure for aids/hiv

Technology
1.Build more telephone towers for wireless devices
2.Provide wifi throughout the united states
3.Build bullet trains that take you places at a faster speed

Immigration

1.Let anyone come to the United States and work if they have a temporarily pass. This would increase more workers and allow people from anywhere like Mexico to come here and have a pass that would allow them to work until they decide they want to become citizens
2.Require that all immigrants learn English. But keep to their traditions but at the same time stay to our American tradition
3.Make all immigrants go through a background check
4.Not allow illegal immigrants to drive
5.Create jobs passes for immigrants and living areas that are cheap for them
6.If immigrants are caught being here illegally but has not caused trouble will pay a heavy fine
7.If any illegal immigrant gets exported. They will now be allowed to come to the United States for 5 years. And they may not try to be a citizen for 7 years.

Retire

1.Allow people who retire there full funds that they deserve and not allow them to get cut back by the government
2.Allow people who have been retired to get a bonus if they have worked a minimum of 20 years in the same state job or government job.

Homeless people

1.Invest in a fund that will build more centers that provide shelter and food for poor people
2.Allow poor people who have been on the street a c
actually taxes would not go up becuse i would tax more of higher businesses instead of people. and i would put a higher tax on goods like alcohol and cigerettes

Administrator answers:

No, taxes would be through the roof to pay for all the stuff you mentioned. Also, your plan to tax businesses within the U.S. Is just asking for job outsourcing. And FORCING everyone to have two trees on their property? That’s too much government.

Sorry bud.

Mandy asks…

When home prices rise again, how drastic will they increase?

I am a first time homebuyer, and for years my goal was to buy a house in the next three years. However with the tax credit for new buyers, low interest rate, and lower prices of houses now, I am tempted to buy now. However I still want to continue saving money, and I would like the economy to stablize since it seems like everything has been going downhill for over a year so their may not even be an America left with all of the record setting negative news. Plus I doubt that we have hit bottom, for all I know houses that are on sale now for $90,000 in my city may continue to decline.

So my question is if I wait and home prices start to rise again, will the prices suddenly jump an extra $10,000 every month, or will it be a slow increase like $1,000 every few months so I can buy right when things are getting better and still cheap?
Yeah, the funny thing about four years ago when construction were tearing down all of the trees in my area and building houses, I was like “wow, is the demand that high for housing” and it looks like it all collapsed.

Administrator answers:

Demographics suggest that there is no real demand for housing for about 3 years plus the market could be spooked by a pending commercial real estate downturn.. Unless you have good job growth or something special (oil)bringing people into your area who need a place to live its a safe bet to say the market is going to be flat.

Note: Check the demographics in your own area. I am just talking general stats. In my area we do have oil and gas and expect the housing industry to be back to normal in mid 2011.(balanced market and back up to its 2007 high).

Sandy asks…

now that the real problems facing america can’t be so easily hiden,?

should ron paul run as a independent.

even fox is talking about how right he is

Time to Listen to Ron Paul?
By Elizabeth MacDonald
Time to listen to Texas Congressman Ron Paul, the lone voice of reason in Congress today who’s got to feel like he’s shouting into a field of cotton with his repeated warnings about the dangers of a collapsing dollar, while the administration goes AWOL on the problem.

The dollar just hit a record intraday low against the euro on reports that consumer confidence levels have dropped to levels not seen since the post-Watergate era. It is down 7% year to date against the Chinese renminbi, it’s weaker than the Japanese yen and the Canadian loonie.

The joke is the greenback is now only stronger than the Mexican pesos and the Zimbabwe dollar, an overstatement for dramatic effect, to be sure.But since hitting a peak in 2002, the dollar has lost about a quarter of its value against a trade weighted basket of currencies.

A weak dollar acts as an anvil around the neck of the US economy and consumers. Rising inflation is essentially a tax on consumers, so are rising energy prices, and that double whammy threatens to undermine the purchasing power of the rebate checks due out in May–backed by printing even more dollars.

A bellwether event of significant import to our nation’s finances happened this past January 1 with little notice. That’s the day the first baby boomer was allowed to retire. A new federal report wearily warns once again for the umpteenth time that the nation faces some $60t in Social Security and Medicare unfunded liabilities alone.

We’ve heard time and again conservatives say deficits don’t matter. To say that deficits don’t matter is like saying ketchup is a vegetable or trees cause pollution.

The $406b we pay annually in interest on the $9t in federal debt alone would rank as the world’s 30th biggest economy.

That annual interest cost surpasses the gross domestic product of Belgium, and is bigger than the GDP of Denmark and Hungary combined. The $406b would cover the annual cost of investigating Medicare fraud.

Stack all those one dollar bills making up our $9t deficit (and that doesn’t include the $60t in unfunded liabilities for Medicare and Social Security) and you would reach the moon and back. “Printing money cannot create wealth, if it could counterfeiting would be legal,” economist Brian Wesbury has said.

Even Milton Friedman, the Nobel Prize-winning economist and a forceful advocate for laissez-faire economics, got so sick of the way central bankers were willy nilly printing money in the ‘70s, he advocated that the government should replace the Federal Reserve with a computer. “Money is too important to be left to central bankers,” he quipped.

Broad zoom: The US economy has spent all of a year and four months in a downturn over the last two and a half decades. During that time we’ve seen a market crash of 22% in 1987, the S&L crisis, four wars, three financial crises (Mexico, Asian flu and Russian debt crises), the blow up of the hedge fund Long Term Capital, two asset bubbles (dot com and telecom). Since the Bush tax cuts of 2003, the US economy added the equivalent of China’s GDP–and government spending has boomed.

Now Federal Reserve chairman Ben Bernanke has both cut rates at a breakneck speed and pumped a massive amount of monetary stimulus into the markets to cure the credit crisis. I still think he is doing his level best to fix a crisis not entirely of his own making. The question now is, will Bernanke yank the liquidity punch bowl when the economy returns to trend growth in 2010 or 2011 as the central bank projects?

Let’s hope so, because the case for a weak dollar is, to me, well, weak. Namely, that a lame greenback softens the housing and credit crises as it fuels profits at US exporters whose goods are now dirt cheap in the eyes of foreign customers. Strong foreign sales at places like Boeing and Caterpillar reportedly added 1.4% to US growth in the second quarter of 2007. But exports make up just 13% of GDP. Consumers make up a larger 70%.

It’s no surprise consumer confidence is as weak as it was in the ’70s. LBJ had promised this country it could have both guns and butter in the ‘60s, so the Federal Reserve gunned the printing presses to pay for spending on entitlement programs and for the Vietnam war. For the first time, too, politicians got their mitts on taxpayers’ Social Security funds, after Democrats passed a so-called “unified budget” in the late ‘60s.

All that spending caused the dollar to nosedive in the 1970s amidst an oil embargo that sent oil costs, priced in dollars, soaring. Paul Volcker, then Fed chairman, enacted rapid rate hikes hitting 21% by 1979, and the Treasury went so far as to sell $6.4b in “Carter bonds,” largely denominated in Deutschemarks, to prop up the dollar. Gold got ripped off its mooring of an average $35 an ounce in the ‘70s, and in 1980 it hit a record $835 an ounce, around $2,250 in today’s prices.

Gold acts as a dew line for inflation. We essentially have a good handle on how much gold there is in the world and potentially below ground. When gold rises in price, it signals we are printing too many dollars, which indicates a concurrent drop in the greenback’s value. Over the last seven years, gold and oil prices have risen in lockstep, up 239% and 267% respectively. If the dollar had also risen in value at the same rate, oil would be selling at about $30 a barrel.

But now central bankers say that because of the weak dollar, they’ve seen capital losses carved out of an estimated $3.34t worth of US dollars they hold in foreign currency reserves; Japan holds the most dollars, China is second. The fear is they may unload these plunging greenbacks en masse to cut their losses and run–which would really tip the US into a protracted recession. Already reports out of China show government officials there willing to rotate future planned investments out of US treasurys into other investments.

Countries pegged to the dollar are rightly saying, too, that we are exporting inflation to their shores. Saudi Arabia is a land that has had nearly zero inflation since 1998, but recently inflation soared to 7% annually, despite the fact the country is flush with petrodollars.

Congressman Paul rightfully warns us when he says the US government has “systematically undermined” the US dollar by expanding “the money supply at will for financing war or manipulating the economy with little resistance from Congress–while benefiting the special interests that influence government.”

It’s not just the US gunning the mints. Goldman Sachs figures that three-fifths of the world’s broad money supply growth came from emerging economies over the past year or so. Three-fifths. That’s gigantic.

Goldman Sachs says the growth in Russia’s M3 measure of broad money grew 51% over the last year or so, India by 24%, and by 20% in China, Saudi Arabia, South Africa and Brazil. That’s three times as fast as the US and the rest of the developed world, and it’s faster than their GDP growth rates. It’s the fastest pace in decades.

All that loose money is pouring into commodities, stock exchanges around the planet as well as bond markets–it’s largely why our long-term bond yields have been historically low, spurring a dramatic increase in mortgage borrowing, as mortgage rates typically track the 10-year Treasury note.

Watch out here–emerging economies are just as susceptible to minting lots of money due to political pressures, including things like paying for wars, or calming local populations clamoring for higher pay and more jobs.

What can be done stateside?

The administration needs to state more emphatically that it supports a strong dollar. A stronger dollar would draw liquidity back into the credit markets, lower inflation risks, cut oil prices and restart economic growth, notes Bear Stearns economist David Malpass.

Presidential candidates vilify NAFTA and free trade, when the weak dollar is partly to blame for problems like jobs lost to overseas operations, Malpass adds.

“Empires fail because they run out of money, or more accurately, run out of the ability to spend or inflate,” Congressman Paul warns. “We need to control spending, immediately, before it is too late.”

Administrator answers:

Ron Paul cannot garner more than 4% in Republican Primaries. He will get less than that in the General Election.

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