Apartments for Cheap

Questions and Answers

Your Questions About Small Two Bedroom Apartment Plans

December 31, 2012

Laura asks…

As a recent college graduate, should I rent an apartment or invest in a small home?

Here is my dilemma: I will be graduating college next year (yay!) However, I will no longer have a place to live since the dormitories are my permanent residence every time I move because my parents chucked me out. Therefore, I need to rent/buy a residence nearby so I can keep my current job as I look for full-time work right out of college. The problem is this: all the apartments around here are anywhere from $700-1600/month and they REQUIRE you to make 3x the amount of rent, or have a co-signer, to get the apartment. The idea of moving into a house with another person I may not know makes me paranoid, and they all post on craigslist, which I don’t trust; so that option is out. I also don’t like the idea of paying $800/month for a place that I don’t even get to keep in the long run – I might as well invest in a house, right? In a year or two after I graduate, I want to apply to graduate school, but my options are all within an hour’s driving distance, so I will have invested in a vehicle before then. So, given my plans and what my situation is, should I find a cheap (haha) apartment if I dig around a bit more or should I just bite the bullet and invest in a small home (2 bedroom, 1.5 baths kind of deals)? I’m only one person, but my sister might stay over sometimes and my girlfriend might move in, but not for a while yet. What are the pros/cons of each option? Thank you.
I work at my school’s Public Safety and have been for the past 3, almost 4, years; unless it has to be a full-time job, I’ve got job history. Also, down payments would be tough to come by but I honestly don’t need a half million dollar home; just a little rancher or something that was foreclosed, etc would be perfectly okay here. I mean, the cheapest place here is living in a 5-person home with people you’ve never meant in an attic for $300/month living with someone ELSE in the attic also paying the same amount. That’s what a friend of mine is doing.

Administrator answers:

It will be very tough to buy right out of college as you will still have to meet income requirements and you have no job history. FHA loans like two years on the job. You also will need to save for a down payment so it might be awhile before you can get into a house.

I am not sure about whether your part-time job history will qualify as the income from it is likely not enough. Banks prefer you have a career in the same field, with steady income. Your job seems transitional and they will likely want more history or more of a down payment or both.

Jenny asks…

how much does a 1 bedroom apartment cost per month with a kitchen and bathroom but in a good neighborhood.?

im 14 but when i get to age 16 or 17 i want to move out of my house because i can’t stand living with my mother i hate her so much really. please don’t give all that crap about how im to young and its better to stay at home because i have to move out. i probably plan on getting two jobs when i hit that age like one after school and one that is like a night job or maybe i could split the rent with my brother or something i dont know all i know is that i don’t want to stay at home with her. i just wanna know how much a good apartment would cost thats small but has space.

Administrator answers:

I dunno where you live but in the US, you’re looking anywhere from 700 to 900 dollars at least.

Ken asks…

Should we get the smaller apartment?

My husband and I are both 27 years old and we have a 6 year old son. We have been married for 8 years. We finally decided that we have to do whatever it takes to get on the right track. My husband is an account manager making $30,000 per year, but he will be leaving in Jan to start corrections training to go up to $50,000 yr. I am a real estate agent and college student. I have to decided to get out of real estate because on 10/6, I will be starting a debt collection job paying $25,000 per year plus commissions, while I continue to attend college. We have disconnected our cellphones to save money and got a house phone. We currently have a $900 two bedroom apartment in Lindenwold, NJ. We are thinking of taking a 1 bedroom apartment with a den for $745 to save money. Our son will have the den. We are going back and forth on rather it is a good idea. We both agree that we need to lower our expenses to clean up our credit, save and get a house. That is our master plan. Should we get the smaller apartment?
The smaller apartment is in the same complex that I am in now. I would not have to break my lease at all.

Administrator answers:

Saving $155 a month is not enough money to change your life and it’s not worth punishing your son over. You can only penny pinch so far until it starts to negatively affect the quality of your lives. Penny pinching is not the path to wealth anyway. Of course we need to watch our spending, but to really get ahead in life you simply need to **Make More Money**. Work harder. Work longer. Sell something. But if you’re going to take the simple penny pinching route (like everyone else) fine… Then you and your husband should live in the den, not your son. There is another problem with penny pinching too. If everyone penny pinched all the time the economy would come to a screeching halt. Penny pinching is not the way to prosper. You can only cut so far… But there is an unlimited amount of money out there in the world that you can make. Focus on what will create long term positive results for your family: making more money… Not cutting your expenses to the bone.

Sandy asks…

How to know if you rent a house it would be a good price?

Right I am living in two bedroom apartment which is small. It a government apartment with strict rules. I been wanting to get out and think I am able to. Right now I am looking for a bigger place. I am thinking of a 2 to three bedroom house or apartment that bigger then this place. I planning to have a another baby when I get married. Right now I am dating someone and he be moving in to help me out and planning our future. Would anyone knows what I should be looking for. I am renting since our credit is bad and planning to get it build up. I have two kids has well with previous relationship. But I really need a bigger place. Thanks

Administrator answers:

Hold off on the next baby until you get your credit fixed. Babies are expensive as you know and it will just be that much more difficult to find a nice place for the 2 children you already have.

Ruth asks…

Is it better to get an apartment that is a little bigger and more comfortable or just go with the cheaper one?

I am moving to the orlando area and have been researching apartments. I have been going back and forth between two different one bedroom floor plans. One is cheaper and 200 sq feet smaller and the other is more roomy and comfortable but about $100 more a month. I will be signing a 12 month lease. What is the better option?

Thanks,

Administrator answers:

It all depends on your financial situation. If you are in a secure career, keep to a regular budget, and have extra money set aside for any miscellaneous expenses that would cover you if an emergency occurred, then go for the larger apartment.

If you have any doubts whatsoever, go with the less expensive apartment. I believe the rule of thumb is to have 6 months of savings to cover all living expenses if you were to lose your job.

Do not take the more expensive apartment if you are going to constantly worry about paying your bills. You can always move to a larger apartment if all goes well. However, you would not want to have to downsize if money became an issue. You are already moving to a new place, so why create extra stress.

Sandra asks…

Any apartment decoration ideas?

My husband and I are moving into a two bedroom apartment tomorrow. I’m going to do some shopping for a few basic decor items tomorrow and am looking for suggestions! What I’m planning on buying is a shower curtain, comforter and maybe curtains for the living room and main bedroom. I would like to have some ideas about what I will end up doing decor wise so that what I buy tomorrow lasts for awhile. The bedroom and living room both have white-ish/greyish carpet with white/off white walls. The bathroom, however, has walls that are a little darker than off-white. Not quite beige but they have enough of a beige tone that I don’t think just any color will work. It’s a pretty small bathroom with a normal rod and normal sized bath/shower combo. No windows. So the only things I’ll be doing decoration-wise are shower curtain, rug, accessories (toothbrush holder, soap dish, etc) and towels. Maybe a print for the wall. The bedroom: I’m looking for a nice relaxing oasis of a bedroom. We’re not putting desks or a television or anything other than the bed and a dresser in this room because we want it to be for relaxation only. There is one small window with white blinds already. We are allowed to paint but I’m not sure I’m really into that much effort right now so I’d like to stick with the white-ish walls that are already there:)

I would love to read any suggestions you have and I love pictures sense I have a hard time imagining some schemes people come up with!

Oh, another issue. Being a smaller apartment, our kitchen is directly off of the livingroom so whatever colors I use in the L-room need to work with whatever is done in the kitchen.

Thanks in advance!
We won’t be buying furniture for awhile so for the next few months we’ll be working with a black futon, black television, medium brown recliner/lazy boy type chair and huge floor to ceiling, dark wood book shelf. The dresser in the bedroom is medium brown.

Administrator answers:

Hi,
Check out my uppercase living website. There are tons of decor ideas and hopefully it will help give you some inspiration as well. Http://carlenestott.uppercaseliving.net/Home.m
If you want to run any ideas by me as well feel free. I love home decor and have tons of ideas.
Cheers,
Carlene

Michael asks…

Am i wasting my time with this guy?

ok so ive been dating this guy for about 8 weeks and already am starting to feel dissapointment. i am currently going to school and work part time as a waitress. the guy i am dating lives about two hours away from where i live. he has no car, he told me he was planning on buying a car from a friend but the friend isn’t really looking for another vehicle but claims he is. he still lives with his parents yet he is 21 and i asked him when he plans on getting his own apartment he said that he can’t find a roomate. yet i had no trouble finding a roomate and i live in a small bedroom apartment i am also 20. im always the one calling him he never calls me and when he promises to call me he never does. we were supposed to hang out this weekend, i called him friday and asked and he promised to call me after work, he never did, so i called him later and he answered drunk and he was hanging out with my bro, and im like you couldn’t call and tell me? i was so mad. so i asked if he wanted to hang out saturday and he said sure, he never picked up and never attempted to call me so he also blew me off saturday, i called him and asked him what the hell and he started saying all these excuses like im not used to this, im always so busy, i called you a few times, iv been patient with this guy and they have run out, i talked to a good friend of mine and her suggestion was to dump him, but i feel like i should give him another chance? my friend got mad and told me he was a lazy loser who is unmotivated and not worth my time, what do you think? im just so confused right now

Administrator answers:

Yeah you should definently dump this guy

Mark asks…

is this a waste of time? should i dump him?

ok so ive been dating this guy for about 8 weeks and already am starting to feel dissapointment. i am currently going to school and work part time as a waitress. the guy i am dating lives about two hours away from where i live. he has no car, he told me he was planning on buying a car from a friend but the friend isn’t really looking for another vehicle but claims he is. he still lives with his parents yet he is 21 and i asked him when he plans on getting his own apartment he said that he can’t find a roomate. yet i had no trouble finding a roomate and i live in a small bedroom apartment i am also 20. im always the one calling him he never calls me and when he promises to call me he never does. we were supposed to hang out this weekend, i called him friday and asked and he promised to call me after work, he never did, so i called him later and he answered drunk and he was hanging out with my bro, and im like you couldn’t call and tell me? i was so mad. so i asked if he wanted to hang out saturday and he said sure, he never picked up and never attempted to call me so he also blew me off saturday, i called him and asked him what the hell and he started saying all these excuses like im not used to this, im always so busy, i called you a few times, iv been patient with this guy and they have run out, i talked to a good friend of mine and her suggestion was to dump him, but i feel like i should give him another chance? my friend got mad and told me he was a lazy loser who is unmotivated and not worth my time, what do you think? im just so confused right now

Administrator answers:

Ur right he is a loser he has no ambition in life and no future get rid of him.I’m sure u can do alot better.U can’t change him he has to want to change himself and it seems like he’s not even trying.Hell yeah girl dump his a**.

Lizzie asks…

well really what should i do?

ok so ive been dating this guy for about a month and already am starting to feel dissapointment. the guy i am dating lives about two hours away from where i live. he has no car, he told me he was planning on buying a car from a friend but the friend isn’t really looking for another vehicle but claims he is. he still lives with his parents yet he is 21 and i asked him when he plans on getting his own apartment he said that he can’t find a roomate. yet i had no trouble finding a roomate and i live in a small bedroom apartment i am also 20. im always the one calling him he never calls me and when he promises to call me he never does. we were supposed to hang out this weekend, i called him friday and asked and he promised to call me after work, he never did, so i called him later and he answered drunk and he was hanging out with my bro, and im like you couldn’t call and tell me? i was so mad. so i asked if he wanted to hang out saturday and he said sure, he never picked up and never attempted to call me so he also blew me off saturday, i called him and asked him what the hell and he started saying all these excuses like im not used to this, im always so busy, i called you a few times, iv been patient with this guy and they have run out, i talked to a good friend of mine and her suggestion was to dump him, but i feel like i should give him another chance? my friend got mad and told me he was a lazy loser who is unmotivated and not worth my time, what do you think? im just so confused right now

Administrator answers:

Your friend is absolutely right. He’s an absolute loser who thinks he deserves better, when all he deserves is a plate of sh_t right up his a_s! If he doesn’t even bother to call you, he’s so not worth your time. You can totally find another guy that is. Dump that duchbag, girl.

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